Capital Loan
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About this app
Capital Loan is a digital personal loan application in India.
All loans are disbursed directly by Capital Trade Link Limited(https://www.capitaltrade.in), an RBI Licensed Non-Banking Financial Company (NBFC).
The app is designed in compliance with RBI Digital Lending Guidelines and provides a fully digital loan application and repayment experience.
Eligibility
✅Indian nationality
✅Age above 23 years
✅Good credit score (above 600)
✅Stable income above ₹15,000 per month
You need to provide
👉A selfie
👉PAN card
👉One government ID as address Proof (Driving License/Aadhaar Card)
Personal data is collected only for KYC, credit assessment, and regulatory compliance purposes, in accordance with applicable Indian laws.
Loan Products Offered
Flexi Personal Loan
• Loan amount up to ₹30,000
• Tenure ranging from 3 to 12 months
• Fully digital application with quick processing
✔ No physical documentation
✔ No collateral or credit card required
Mandatory Loan Disclosure
• Loan Amount: ₹1,500 – ₹2,00,000
• Loan Tenure: 3 – 24 months
• Interest Rate: 15.95% – 35.95% per annum
(Fixed interest rate on reducing principal balance)
• APR: 17% – 50% (based on borrower’s risk profile)
• Processing Fee: 1% – 7.5% of the loan amount
• GST: Applicable on fee components as per Indian laws
• Late Payment Charges: Applicable only in case of delayed EMIs
All loan terms, fees, and charges are transparently disclosed in the Key Facts Statement (KFS) provided before loan acceptance.
How to Apply?
👉Install the Capital Loan app
👉Register using your mobile number and email-id
👉Perform KYC using any of the multiple options on the app and check your loan eligibility
👉Provide your bank account
👉Read and sign the Loan Agreement containing KFS (Key Facts Statement)
👉Receive the loan amount in your bank account
Repayment Options
●UPI apps (BHIM, Google Pay, PhonePe, Paytm, Amazon Pay, etc.)
●Bharat BillPay
●Payment Gateways (Razorpay, Cashfree)
●Auto Debit (eNACH / eMandate)
No convenience fee is charged on UPI and Bharat BillPay payments.
Representative Loan Example
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 17.95% per annum
Processing Fee: ₹1,000
One-time Registration Fee: ₹250
GST on Fees: ₹225
Disbursed Amount: ₹48,525
EMI: ₹4,583
Total Repayment: ₹54,996
APR: 23.77%
Why Choose Capital Loan?
✔Fully digital loan process
✔Transparent pricing and disclosures
✔Multiple repayment options
✔Loans provided by an RBI Licensed NBFC
✔Designed in accordance with RBI Digital Lending norms
Customer Support
Working Hours: 9.30 AM – 6.30 PM(Mon to Sat)
Email: info@capitaltrade.in
Phone: 7042353322
Registered Office Address: 102-103,1st Floor, Surya Kiran Building,19 K.G. Marg, C.P. New Delhi -110001
All loans are disbursed directly by Capital Trade Link Limited(https://www.capitaltrade.in), an RBI Licensed Non-Banking Financial Company (NBFC).
The app is designed in compliance with RBI Digital Lending Guidelines and provides a fully digital loan application and repayment experience.
Eligibility
✅Indian nationality
✅Age above 23 years
✅Good credit score (above 600)
✅Stable income above ₹15,000 per month
You need to provide
👉A selfie
👉PAN card
👉One government ID as address Proof (Driving License/Aadhaar Card)
Personal data is collected only for KYC, credit assessment, and regulatory compliance purposes, in accordance with applicable Indian laws.
Loan Products Offered
Flexi Personal Loan
• Loan amount up to ₹30,000
• Tenure ranging from 3 to 12 months
• Fully digital application with quick processing
✔ No physical documentation
✔ No collateral or credit card required
Mandatory Loan Disclosure
• Loan Amount: ₹1,500 – ₹2,00,000
• Loan Tenure: 3 – 24 months
• Interest Rate: 15.95% – 35.95% per annum
(Fixed interest rate on reducing principal balance)
• APR: 17% – 50% (based on borrower’s risk profile)
• Processing Fee: 1% – 7.5% of the loan amount
• GST: Applicable on fee components as per Indian laws
• Late Payment Charges: Applicable only in case of delayed EMIs
All loan terms, fees, and charges are transparently disclosed in the Key Facts Statement (KFS) provided before loan acceptance.
How to Apply?
👉Install the Capital Loan app
👉Register using your mobile number and email-id
👉Perform KYC using any of the multiple options on the app and check your loan eligibility
👉Provide your bank account
👉Read and sign the Loan Agreement containing KFS (Key Facts Statement)
👉Receive the loan amount in your bank account
Repayment Options
●UPI apps (BHIM, Google Pay, PhonePe, Paytm, Amazon Pay, etc.)
●Bharat BillPay
●Payment Gateways (Razorpay, Cashfree)
●Auto Debit (eNACH / eMandate)
No convenience fee is charged on UPI and Bharat BillPay payments.
Representative Loan Example
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 17.95% per annum
Processing Fee: ₹1,000
One-time Registration Fee: ₹250
GST on Fees: ₹225
Disbursed Amount: ₹48,525
EMI: ₹4,583
Total Repayment: ₹54,996
APR: 23.77%
Why Choose Capital Loan?
✔Fully digital loan process
✔Transparent pricing and disclosures
✔Multiple repayment options
✔Loans provided by an RBI Licensed NBFC
✔Designed in accordance with RBI Digital Lending norms
Customer Support
Working Hours: 9.30 AM – 6.30 PM(Mon to Sat)
Email: info@capitaltrade.in
Phone: 7042353322
Registered Office Address: 102-103,1st Floor, Surya Kiran Building,19 K.G. Marg, C.P. New Delhi -110001
Updated on
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About the developer
CAPITAL TRADE LINKS LIMITED
cs@capitaltrade.in
First Floor, 102-103, 19, K.G. Marg
Connaught Place
New Delhi, Delhi 110001
India
+91 95996 77330