IDFC FIRST Bank: Instant Loans

256K reviews
Content rating
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About this app

Instant Loans Online – Personal loans for (literally) anything!

IDFC FIRST Bank instant loans app is an innovative and simple tool to get instant loans up to ₹75 lakhs. Our loan app, powered by the latest technology, can help you get an instant personal loan in a few hours. You can use the loan app to check out loan offers, apply for an instant loan, monitor your loan accounts, and pay your EMIs.

Personal loan
Our mobile loan app can help you get a flexi loan for home renovation, debt repayment, and medical emergencies. The loan app can also get you an instant loan for business, wedding, vacation, or for any other personal expenses. Here is a step-by-step guide for availing an instant personal loan from our app:

• Download the IDFC FIRST Bank loans app
• Fill out basic information to get an approved loan offer in minutes.
• Choose a flexible loan amount EMI repayment plan
• Apply remotely and upload all your documents online
• Get the approved easy loan from IDFC FIRST Bank

The key benefits of taking an online personal loan through our personal loan app include:

• No security/collateral required
• EMI-based loans
• Freedom to choose tenures from 12 to 84 months
• Easy top ups available

Instant Personal Loan features:

1. Loan amount: ₹20,000 to ₹40 lakhs
2. Loan Tenure: 12 months to 60 months
3. Interest: Starting from 10.49%
4. Processing Fees (appx. 3%)


1. Indian Citizen
2. Age above 23 years
3. Within serviceable location

Personal Loan details:
• Loan amount: 20,000- 40 lacs
• Tenure: 6 to 60 months
• Annual Percentage Rate: Min APR - 11%. Max APR - 28%. T&C apply

Representative Example:
Loan amount: ₹1,00,000
Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667

Our personal loan app can also help you:
• Check your personal loan account status
• Download statements
• Apply for instant loans online
• Track your loan application
• Raise a service request
• View latest loan offers
• Calculate your EMI
• Pay your EMI online
• Option to set your loan for auto payment

With IDFC FIRST Bank’s cash loan app, you can also apply for the following:

Self-Employed Professional Loan
Do not let finance get in the way of your dreams. IDFC First Bank provides self-employed professional loans to ensure you do not settle for anything less than the best. Get scorecard-based instant approval with minimal documentation and fulfill your financial needs.

Easy Buy EMI Card
Apply for EMI cash loans without a credit card and enjoy 0% interest with the IDFC FIRST Bank loan app.

Two-Wheeler Loan
Own your two-wheeler without any hassle through a bike loan from the IDFC FIRST Bank loan app.

Home Loan
Looking to finance your dream home? Your search ends here! The IDFC FIRST Bank loan app provides home loan funds for up to 25 years in a hassle-free manner.

Business Loan
Apply for an MSME cash loan from IDFC FIRST Bank to meet your short-term working capital needs. You can also get a quick loan to fund your business’ long-term vision.

Loan against Property
IDFC FIRST Bank’s loan app can also help you get a loan against property, allowing you to borrow by mortgaging your property as collateral.

Pre-Owned Car Loan
Bring home your dream car with a pre-owned car loan from IDFC FIRST Bank. You can choose your EMI terms and get the loan amount in your account within hours.

We at IDFC FIRST Bank are committed to serve you will always strive to maintain the trust you have placed in us.

Kindly provide us feedback point out issues if any.

Feel free to reach us for any problems. We also speak Hindi, Marathi, Punjabi, Gujarati, Bengali, Odia, Assamese, Kannada, Tamil, Telugu, and Malayalam.
Updated on
Oct 31, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted
256K reviews
Piyush Makwana
November 1, 2022
I don't know what's wrong with the app but when I open the app it shows there is an update and redirect me to the play store and when I check in play store it shows only 2 options open and uninstall..... How can I access my data..... Please fix that bug
83 people found this review helpful
IDFC FIRST Bank Limited
November 1, 2022
Kindly share your contact details at and we will have this looked into.
naany kumar
October 20, 2022
Worst app ever, worst customer care experience, not even able to show my loans in app , everytime I wish to see my loans it shows authentication failed if it fails how profile and my num showing in app . If we wish to pay emi it is always welcome not at all problem with that option . Because you need repayment but don't care of customer issues. On e more disgusting thing is Pop up while entering in app i.e download IDFC FIRST BANK app that too even after installing it.I'm unable to type more.
68 people found this review helpful
IDFC FIRST Bank Limited
October 20, 2022
Please share your contact details at and we will assist you in the best possible way.
Priya Mandal
November 2, 2022
Unable to browse through the App- Tried to check the details of my loan amount remaining, but the App asked me to download IDFC First Bank App instead. I did so, but I can't login in to that App for my loan details. And this App is not allowing me to go in any further. It keeps showing the download IDFC First Bank App page on the screen.
87 people found this review helpful
IDFC FIRST Bank Limited
November 2, 2022
Kindly share your contact details at and we will have this looked into.