About this app
Instant Loans Online- Personal loans and app for all loan financing needs.
MyFIRST Loans- the simplest, quickest and trusted Instant Loans App in India.
Are you in search of a reliable Online Instant Loans App? Your search ends here.
Welcome to the IDFC FIRST Bank – Loans App, one stop solution for your loan financing needs. So, what are you waiting for? Download now!
MyFIRST Loans app is now available in English, Hindi (हिन्दी), Marathi (मराठी), Punjabi (ਪੰਜਾਬੀ), Gujarati (ગુજરાતી), Bengali (বাংলা), Odia (ଓଡ଼ିଆ), Assamese (অসমীয়া), Kannada (ಕನ್ನಡ), Tamil (தமிழ்), Telugu (తెలుగు) and Malayalam (മലയാളം).
For existing loan customers of IDFC FIRST Bank, MyFIRST Loans app eases most of your servicing needs. Just login into the MyFIRST Loans app with your IDFC FIRST Bank Customer ID & Password & get access to host of features like:
Check your Loan Account Status
Apply for Instant Loans Online
Track your Loan Application
Easy Buy Card- EMI Card Details
Raise a Service Request
View Latest Offers
Calculate your EMI
Pay your EMI online
Option to set your loan for Auto Payment
With MyFIRST Loans App, you can apply for the following loans online:
- Personal Loan
Whether you need a quick loan to renovate your home, for a medical emergency, or for debt consolidation, we can help you. IDFC FIRST Bank Personal Loans can get an instant loan for your wedding, vacation, or for any other personal expenses.
It's very easy to apply from our highly rated loan app online in few minutes: -
Download MyFIRST Loans app
Fill out basic information & get an approved loan offer in minutes
Choose a flexible loan amount & EMI repayment plan that suits you
Upload all your documents online
And get the approved loan from IDFC FIRST Bank
Instant Personal Loan Features:
A. Loan Amount: 20K to 40 Lakhs
B. Loan Tenure: 12 to 60 months
C. Interest Ranging 12% to 24%
D. Processing Fees (appx. 3%)
1. Indian Citizen
2. Age above 23 yrs.
3. Within serviceable location
For loan amount of 3.5 lakhs @16% interest for 3 years, the EMI would amount to Rs. 12,566 and consolidated charges would be Rs. 10,500.
Loan amount: 1,00,000
Tenure: 12 months
Interest Rate (reducing) 20%
EMI Amount: 9,264
Total Interest Payable: 11,168
Processing Fee (incl GST): 3,499
Disbursed Amount: 96,501
Total Amount Payable: 1,11,168
Total cost of Loan (Interest + Processing Fee): 14,667
- Self Employed Professional Loan
Don't let finance get in the way of your dreams. IDFC First Bank provides Self Employed Professional Loans so you don't have to settle for anything lesser than the best. Get Scorecard based instant approval with minimal documentation and fulfill your financial needs.
Features and Benefits
Loan value ranges from 5 Lakhs to 75 Lakhs
No security/collateral required
EMI based loans
Tenures range from 12 to 84 months
Easy Top ups available
Who is Eligible?
- Two Wheeler Loan: Own your very own bike or scooter without any hassle and instantly with IDFC FIRST Bank
- Home Loan: Looking to Finance your Dream Home? IDFC FIRST Bank provides funds up to 25 year terms with quick loan processing.
- Business Loan: Apply for MSME loan from IDFC FIRST Bank to meet your short term working capital needs, or long term loans.
- Loan Against Property: IDFC FIRST Bank’s Loan against Property allows you to borrow by mortgaging your property as collateral.
- Pre-Owned Car Loan: Your dream of owning a car can now become a reality with IDFC FIRST Bank’s quick & easy finance
We at IDFC FIRST Bank are committed to serve you & will always strive to maintain the trust you have placed in us. Kindly provide us feedback, & point out issues if any.
ReviewsReview policy and info
Now, Apply for Home Loan and Get Instant Approval