Capital Now: Quick Loan App

CapitalNow - Instant Personal Loan, Online Loan

About this app

Capital Now – All-In-One Finance App For Secure Instant Personal Loans & Bill Payments
Need an urgent loan app you can trust? Capital Now delivers online instant loans when you need them the most.
Apply for online personal loans and get instant funds anytime, anywhere – with no hidden charges, on India’s most trusted instant personal loan app for salaried individuals. Whether you need an instant cash loan, want to pay off some bills, or manage your finances smartly, Capital Now makes borrowing simple, safe, and rewarding.
Experience 100% safe and 100% secure digital lending with fast approvals and transparent terms.
Why Choose Capital Now?
✅Seamless online instant personal loans of upto Rs. 1,50,000 
✅Quick approvals & disbursals within 10 minutes
✅Zero Hidden Charges 
✅Zero Pre-Closure Charges 
✅Apply for instant cash loans even with no credit score
✅No collateral needed for online personal loans
✅Low interest rates (starting at 1.5% per month) for secure finance
✅EMI repayment tenure between 3-6 months
Refer & Earn
Our instant personal loan app aims to make borrowing rewarding. Earn rewards on every transaction while managing your expenses efficiently.
✅Refer friends and earn up to ₹10,000 per month
✅Earn cashback on transactions
✅Enjoy rewards as you repay
Seamless Instant Personal Loans
Get an instant personal loan within minutes through Capital Now’s fully digital process. Our instant loan app allows you to apply for a cash loan online with flexible repayment periods ranging from 3 to 6 months. 
Capital Now offers quick approvals and disbursals of instant personal loans with no hidden charges. Designed for salaried individuals, our personal loan app also offers zero pre-closure fees on your loans. 
Loan Against Mutual Funds
Why sell your investments when you can leverage them to get instant cash?
Our MF loan app lets you pledge mutual fund units and access funds instantly at competitive rates starting as low as 8% p.a. This makes it a cost-effective alternative to unsecured loans. Download Capital Now and unlock liquidity without liquidation!
Bill Payments & Recharges via BBPS
Capital Now is not just an instant online loan platform but also a complete and secure finance app.
Through Bharat Bill Payment System (BBPS), you can:
✅Pay electricity bills
✅Make credit card bill payment
✅Recharge FASTag
✅Pay broadband, water & landline bills
✅Book LPG cylinders
✅Repay loans
✅Pay rent and more!
Who Can Apply For An Instant Personal Loan?
→ Age: 21+ years
→ Nationality: Indian
→ Monthly Income: ₹22,000+
→ Documents Required: PAN Card, Aadhaar Card, Recent Salary Slip or Income Proof
Sample Loan Calculation:
✔ Amount: ₹50,000
✔ Tenure: 6 months
✔ Rate of Interest: 24% p.a.
✔ Processing Fee: ₹2,500
✔ GST on Processing Fee: ₹450
✔ Total Interest: ₹6,000
✔ EMI: ₹9,333
✔ APR: 36.30%
✔ Total Repayment Amount: ₹56,000
*Note: The above figures are for representation purposes only. Final rates may vary depending on profile assessment. Maximum APR up to 41.08%.
At Capital Now, your privacy is our priority. We use 256-bit SSL encryption to ensure secure transactions and protect your personal and financial information.
Your searching quest for a reliable and secure loan app ends here! Download Capital Now today, and you can complete your easy personal loan application while sipping on your morning coffee!
Our Lending Partners
1. Goldline Finance Private Limited
2. Anu Colonisers Limited
Please go through our Terms and Conditions & Privacy Policy before applying for any loan online.
In order to ensure an efficient loan application process, we would need access to the following: 
→ Camera
→ Location
→ SMS
→ Storage/Photos
→ Device Info
→ Notifications
Contact Us
Have questions? We’re here to help.
📞 Call: 7075463172
📧 Email: [e-mail]

What's new

Improved application journey for a faster and smoother experience
Enhanced onboarding and verification flow
Reduced manual data entry during application
Performance improvements and bug fixes