Carbon: A.I Business Banking

3.2
447 reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
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About this app

Carbon Business brings the power of SME banking right into your hands.

Designed for small and medium-sized enterprises (SMEs), our app combines traditional banking features with artificial intelligence to help manage your business finances efficiently and effectively. From seamless transactions to insightful AI-powered analytics.

Carbon Business is your go-to business bank for:
-AI Business Assistant: Get personalized financial insights to make informed decisions for your business growth.
-Instant Transactions: Send and receive payments instantly.
-Create business accounts instantly and also sub-accounts for specific uses.
-Cashflow management: Monitor your spending patterns, categorize expenses, and manage your budgets with ease.
-Loan Services: Access low-interest business loans with competitive rates and flexible repayment options.
Updated on
Jun 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
437 reviews
SOLACE
April 15, 2026
Seemless transactions. the issue of sender's full account number showing in full view in receipts is wrong and needs to be fixed
2 people found this review helpful
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Abiodun Osatuwamen
September 27, 2024
The app has bugs ,closes on its own, can't find the carbon app o. The play store and I had a late payment and I was reported to credit bureau and it's been over a year it still shows I'm owing , the app is no longer good as it use to be , I've been using the app since 2019
4 people found this review helpful
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Carbon Microfinance Bank
October 10, 2024
Hi Abiodun, please contact us by raising a support ticket from the Carbon business app by clicking the '?' icon at the top right corner of your homepage, then click on Settings> About > Contact us and raise a support ticket or send a mail to sme@getcarbon.co
Muhammad Sani Iliya
June 2, 2024
Am highly disappointed with carbon. There is a lot of errors in their activities: i took a loan and delay a repayment for two months they reported me to credit bureau. After i pay the loan just a week after they reported my BVN they refused to remove my BVN for credit bureaus this is more than a year. I send a mail they will tell you a team will get back to me but nothing is done uptill now for almost a year. Carbon is not efficient and effective any more.
50 people found this review helpful
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Carbon Microfinance Bank
August 12, 2024
Hi Sani, we're sorry for the late response and we would love to take a look at the issue. Please contact us by raising a support ticket from the Carbon business app by clicking the '?' icon at the top right corner of your homepage, then click on Settings> About > Contact us and raise a support ticket or send a mail to sme@getcarbon.co

Whatโ€™s new

Loan Top-Ups โ€“ Eligible customers can now easily top-up their existing loans with faster approvals and transparent eligibility checks.

Enhanced Performance โ€“ Faster load times and smoother operations across all features.

Update now for the best Carbon Business experience. Thank you for banking with us!
Content rating
Everyone
Learn more

App support

About the developer
CARBON MICROFINANCE BANK LIMITED
customer@getcarbon.co
Plot 642C Akin Adesola Street Victoria Island Nigeria
+234 813 242 6178

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