CashCape Express Loan

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About this app

Please read all requirements before downloading

Note: App is available in German only!

How CashCape Works

New customers can apply for a loan up to 35,000€! Once registered, the application for a loan only takes seconds! CashCape is a loan agency for German bank loans only.

Before you sign the contract, the credit conditions including all costs are displayed to you in a completely transparent way, there are no hidden fees!

CashCape works completely without paperwork and does not need scanned documents! You simply provide the required signature digitally via video call. This way it only takes a few minutes to receive your funds on your current account!


To use CashCape it's necessary to fulfill at least the following requirements. You can use CashCape, if you:

• are at least 18 years old
• have a good credit score according to credit bureau Creditreform Boniversum GmbH
• have a good credit score according to credit bureau SCHUFA Holding AG
• live in Germany and be in possession of valid identification document*
• have an online accessible bank account at a German Bank or Sparkasse**
• have a regular salary of approx. 1,350 € transferred to that account on a monthly basis

* Check out our online help for the complete list of over 70 supported countries.
** Solarisbank and its` partners (e.g. Tomorrow, Insha) currently do not support to connect private checking accounts

CashCape will not be able to offer a loan, if one or more of the following criteria apply:

• There were many chargebacks on the bank account in the past
• Personal bankruptcy was declared
• The request for a financial statement was refused
• There are ongoing or recent debt collection procedures
• The account is a court ordered protected account
• An arrest warrant has been issued
• The credit score according to SCHUFA Holding AG or Creditreform Boniversum GmbH is insufficient
• The regular income consists of unemployment support or revenues from self employment

Fast Loan Application

CashCape can provide a fair loan offer very fast. It takes an average time of 5 minutes from creating your account untill payout. It's even faster, if you are already registered.

Available 24/7

Loan calculation and application is available always. A short video-call will be necessary for contract conclusion. This call is available every day from 8 am to 12 midnight.


CashCape is an agency offering personal loans issued by German banks. You can customize your loan to your wishes. Amounts are available from 1.000 € to 35,000 €. Choose the number of installments from either 12, 18, 24, 30 or 36 months.

Credit Score Inquiry

CashCape will automatically evaluate a digital bank statement to be able to offer the low rates. Some mandatory info can't be generated from a bank account statement (e.g. declaration of personal bankruptcy). CashCape will request this info from Creditreform Boniversum GmbH or SCHUFA Holding AG. This happens within seconds and is of course 100% free of charge.

Please note:Credit inquiry won't effect your credit score at Boniversum or at SCHUFA.

If you have any questions, please contact or write us an e-mail:

Price information

2/3 Example: Loan interest rate 4.84 % p.a. fixed over the entire term, annual percentage rate: 4.95 % p.a., net loan amount: 750 €, term: 12 months, total amount to be paid: 769.81 €, monthly installments: 64.15 €, last installment: 64.16 €, creditworthiness assumed.

Information according to § 6a PAngV: debit interest rate 4.84 % p.a. - 17.48 % p.a. fixed over the entire term, effective annual interest rate: 4.95 % p.a. - 18.95 % p.a., net loan amount: € 1.000 - € 35,000, term: 12-36 months Credit intermediary: Quantic Finance GmbH, Zehdenicker Str. 1, 10119 Berlin
Updated on
Oct 8, 2020

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

What's new

We now are able to offer instant loans up to € 35.000 with solarisBank!