Please read all requirements before downloading
Note: App is available in German only!
How CashCape Works
New customers can apply for a loan up to 3,000€! Once registered, the application for a new loan only takes seconds! Full repayment of the first loan upgrades the account an makes a maximum amount of 10,000€ applicable!
CashCape is a loan agency for German bank loans only.
To use CashCape it's necessary to fulfill at least the following requirements. You must
• be at least 18 years old
• have a good credit score according to credit bureau Creditreform Boniversum GmbH
• have a good credit score according to credit bureau SCHUFA Holding AG
• live in Germany and be in possession of valid German Personalausweis (identity cards)
• have an online accessible bank account at a German Bank or Sparkasse*
• have a regular salary of approx. 1,250 € transferred to that account on a monthly basis
Additionally, CashCape will not be able to find a loan, if one or more of the following criteria is met:
• There were many chargebacks on the bank account in the past
• Personal bankruptcy was declared
• The requirement to provide an asset disclosure was denied
• There is a running collection procedure or a recently closed one
• The account is protected against pledges
• There is an arrest warrant
• The credit score according to Creditreform Boniversum GmbH is insufficient
• The credit score according to SCHUFA Holding AG is insufficient
Fast Loan Application
CashCape can provide a fair loan offer very fast. It takes an average time of 7 minutes from starting to create your account till payout. It's even faster, if you already have an account,.
Loan calculation and application is available always. A short video-call will be necessary for contract conclusion. This call is available every day from 8 am to 12 midnight.
CashCape is an agency offering personal loans issued by German banks. You can customize your loan to your wishes. Amounts are available from 750 € to 10,000 € (first loan limited to 3,000 €) and choose the number of installments from either 12,18,24,30 or 36 months.
Included Loan Calculator
You can use the in-app loan calculator – even without logging in. You will get the results immediately and see the amount of interest and the monthly installment amount. The calculator will always use the standard conditions for pricing.
Credit Score Inquiry
CashCape will automatically evaluate a digital bank statement to be able to offer the low rates. Some mandatory info can't be generated from a bank account statement (e.g. declaration of personal bankruptcy). CashCape will inquire these info from Creditreform Boniversum GmbH respectively SCHUFA Holding AG. This happens fully automated within seconds and is of course 100% free of charge.
Please note:Credit inquiry won't effect your credit score at Boniversum or at SCHUFA.
If you have any questions, please contact https://cashcape.com/hilfe.php or write us an e-mail: firstname.lastname@example.org
* some PayCenter-accounts can't be used in the moment. We are already working on this feature.