Cashkumar - Quick Personal Loans

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Instant loan for personal needs

Cashkumar helps you to get instant cash for personal requirements at the click of a button. You can get a short-term personal loan to pay for high interest card bills, monthly expenses, travel costs, marriage needs and funding travel. Just download the app and help us with a few small details to learn your eligibility. Our objective is help salaried professionals who have problems accessing credit due to issues like working in unlisted companies, with small credit or leverage problems and working for proprietorship/partnership concerns. Loan amounts range from a nifty 20k helping meet urgent cash requirements to 1 lakh for higher needs, depending on your eligibility. You can pay the loan back in 3-10 months and have the option of pre-closure at no extra charge after 3 months. Go ahead and download to find out your eligibility.

Product Details:

Loan amount - ₹ 20,000 to ₹ 1,00,000

Repayment tenure - 3 months to 12 months

Annualized rate of interest - 24% flat

Processing fees - 4% of approved loan amount or Rs. 2000 (plus taxes) whichever is higher. A ₹ 50,000 loan for a tenure of 6 months will mean the lender has to pay ₹ 56,000 overall to repay the loan plus ₹ 2360/- as processing fees which is deducted at the time of disbursal.

Pre-closure charges - Zero (Loans pre-closed after 3 months will be charged accrued interest and those done before 3 months will be charged balance outstanding interest for 3 months)

Eligibility Details:

Indian citizen
Age above 21 years
Salaried professional
Salary above Rs 20,000

Location:

We are currently present in the following cities and are expanding to more in India,

1. Bangalore
2. Chennai
3. Mumbai
4. Delhi NCR (New Delhi, Gurugram, Noida, Faridabad)
5. Pune
6. Hyderabad
7. Ahmedabad
8. Coimbatore
9. Visakhapatnam


Documentation:
We require only PDF copies of the following documents and access to banking data through a secure login:

1) Photograph
2) KYC
3) Pan Card*
4) Bank statement
5) Recent Salary Slips

How does P2P lending work and will it take a long time?

Through P2P lending we connect people seeking to borrow money with people who want to invest. It is a simple solution which will help millions who are looking at a better option to borrow and lend small amounts for limited periods. In life we tend to have urgent needs which must be met fast and institutional loan are not the perfect option. Then why not rely on fellow people who are willing to extend a helping hand.

Cashkumar P2P loans are quick and approved loan requests are funded rapidly
We have minimal documentation, so loan amounts are disbursed within a couple of days
Repayments can be done through ECS (Electronic Clearing Service) or fund transfer as per your convenience.

You can trust us because:

We are licensed by the Reserve Bank of India (RBI) as an NBFC-P2P
Track record of customer delight (4.7 star rating on Google)
User friendly process and quick feedback

Who can benefit from this loan product?

We invite absolutely anyone with the ability and intention to pay. You should be a salaried professional with some minimum profile requirements. Our loan offering is an exact fit if you are:

Meeting payments but have missed a small commitment due to issues
Need funds when financial institutions are not extending credit
Working for companies which institutions don’t recognize
Are new to credit and want a loan track to start a history
Have a small personal and urgent requirement
How do you get in touch with us?

This is the best part about the Cashkumar App which is that we get in touch with you. And if you have an need which is beyond urgent please feel free to call us on +91 9535800900 or alternately mail on support@cashkumar.com. You can also reach us via Facebook and we will be happy to chat with you on our site https://cashkumar.com.

* Eligibility requirements are not restricted to salary
* User agrees to give Cashkumar access to their credit records
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Additional Information

Updated
May 3, 2019
Size
4.0M
Installs
50,000+
Current Version
1.0.12
Requires Android
4.2 and up
Content Rating
Everyone
Permissions
Offered By
Cashkumar
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