Cashkumar Lenders Beta - P2P Lending Investments

Peer to Peer Lending and Investments

Cashkumar provides a gateway to get invested in an exciting new asset class that offers great returns. Peer to peer lending is a crowd funding concept that connects people in need of funds with people willing to invest. Cashkumar undertakes all checks and measures like any financial institution to choose worthy borrowers but ensures that the interest on a loan is passed on to the lender. Instead of funding individual loans, you have the option to advance small amounts to multiple borrowers spreading the risk. Using the Cashkumar P2P lending app, you can check borrower profiles for funding, invest/withdraw funds and analyze your portfolio. Download the app now and start investing in validated profiles. Add peer to peer loans to your investment mix today.

About Us

Cashkumar is a leading P2P platform in India with over 3 years of operations in the peer to peer lending space. It is an RBI licensed* NBFC-P2P company with operations spanning 9 cities across the country. We have facilitated over 2500 loans with a net value of over 11 crores to date. Based in the silicon city of Bangalore, we are at the forefront of creating an alternate channel for credit and investment. To know more about the company and the team visit

Product Details:

Loan amount between Rs. 20,000 to Rs. 1,00,000
Tenure between 3 to 12 months
Annualized interest rate of 24%** flat
No registration fees. Small processing charges between 0.5% to 1.5% per EMI collected will apply on repayments. These will be clearly defined on the platform
Minimum investment of Rs. 2,500 per loan to a maximum 25% of the loan amount
Facility to choose borrowers or auto invest in multiple P2P loans

Credit Analysis Process:

Cashkumar undertakes a thorough analysis of borrowers applying for loans through a 3-stage process of loan underwriting adopting the best practices in the industry along with innovative new methods. We partner with well known institutions in this area to get the most comprehensive data and insights:

KYC and fraud detection (Hunter) checks at the initial stage to identify genuine borrowers
Credit report (Experian) and financial statement (Perfios) analysis with our own proprietary algorithm to approve/decline loan requests as well as calculate eligibility
Social media monitoring and tracking to obtain the rounded personal profile of the borrower
Continuous monitoring of loans with repayment data provide learnings to strengthen our credit algorithm towards making your investments safer.

Who can become a lender?

To become a lender on the platform you need to fulfill the following criteria:

Indian citizen over 18 years of age
Currently residing in the country
Having a valid pan card
Having a valid bank account (no cash transactions)

You can trust us because:

We are licensed by the Reserve Bank of India (RBI) as an NBFC-P2P
Escrow accounts without withdrawal facility are used for fund transfers
The trust and confidence of over 1000 lenders already registered on the platform
A transparent process with dedicated lender support personnel

How do I start?

Register on the app and upload required documents. You will get a call to verify the details and ensure accuracy of bank details
Transfer funds into the escrow account
Browse borrowers to select profiles and pledge or choose to auto-invest
A simple process to enter a whole new asset class that is rapidly becoming popular among people with a keen sense of investment. Register now or feel free to call us on +91 8296960876 to get more details. You can also reach us via Facebook, Linkedin, Twitter or we will also be happy to chat with you on our site

*As per master directions issued by the RBI, Cashkumar does not provide any guarantee on returns or principal protection. The risk of the loans is to be entirely borne by the lenders.

**Interest rates may vary in the future according to the risk category of the borrower
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What's New

Lock screen feature added.
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Additional Information

February 1, 2019
Current Version
Requires Android
4.2 and up
Content Rating
Offered By
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