Cashkumar Lenders - P2P Investments in India

Invest in Peer to Peer Lending

Cashkumar provides a gateway to invest in an exciting new asset class that offers great returns. Peer to peer lending is a crowd funding concept that connects people & businesses in need of funds with people willing to invest. Cashkumar undertakes all checks and measures like any financial institution to choose worthy borrowers with the interest on loans passed on to lenders as returns. Instead of funding individual loans, you have the option to advance small amounts to multiple borrowers spreading the risk. Using the Cashkumar P2P lending app, you can check borrower profiles for funding, invest/withdraw funds and analyze your portfolio. Download the app now and start investing in validated profiles. Add peer to peer loans to your investment mix today.

About Us

Cashkumar is a leading P2P platform in India with over 5 years of operations in the peer to peer lending space. We are a RBI licensed* NBFC-P2P company with operations spanning over 30 cities across the country. We have facilitated over 6000 loans with a net value of over ₹ 26 crores to date. Based in Bangalore, we are at the forefront of creating an alternate channel for credit and investment. To know more about the company and the team visit

Product Details:

Minimum investment – ₹ 1000 per loan
Maximum investment** – 25% of the loan amount or ₹ 50,000
Investment periods – 15 days to 12 months depending on loan type
Borrower types – Salaried individuals, SMEs, Self-employed individuals
Annualized rate of returns – 11% to 24%**
Annual registration fees – Zero
Facilitation fees – 0.75% to 1.5% per collected EMI
Investment avenue – Self or Auto-pledging

Eligibility Details:

Indian citizen over 18 years of age
Currently residing in any part of the country
Having a valid pan card
Having a valid bank account in India (no cash transactions)

Credit Analysis Process:

Cashkumar undertakes a thorough analysis of borrowers applying for loans through a 3-stage process of loan underwriting adopting the best practices in the industry along with innovative new methods. We partner with well-known institutions in this area to get the most comprehensive data and insights:

KYC and fraud detection checks at the initial stage to identify genuine borrowers
Credit report (Experian) and financial statement (Perfios) analysis with our own proprietary algorithm to approve/decline loan requests as well as calculate eligibility
Social media monitoring and tracking to obtain the rounded personal profile of the borrower
Continuous monitoring of loans with repayment data provide learning to strengthen our credit algorithm towards making your investments safer.

Why Cashkumar:

We are licensed by the Reserve Bank of India (RBI) as an NBFC-P2P
Escrow accounts without withdrawal facility are used for fund transfers
The trust and confidence of over 2000 lenders already registered on the platform
A transparent process with dedicated lender support personnel

How do I start?

Register on the app and upload required documents. You will get a call to verify the details and ensure accuracy of bank details
Transfer funds into the escrow account
Browse borrowers to select profiles and pledge or choose to auto-invest
A simple process to enter a whole new asset class that is rapidly becoming popular among people with a keen sense of investment. Register now or feel free to call us on +91 8296960876 to get more details. You can also reach us via Facebook, Linkedin, Twitter or we will also be happy to chat with you on our site

*As per master directions issued by the RBI, Cashkumar does not provide any guarantee on returns or principal protection. The risk of the loans is to be entirely borne by the lenders.

**Rate of returns and maximum investment amount will vary according to the risk category of the borrower and product type
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What's New

* New User Interface and a completely redesigned P2P lending experience
* Security Enhancements
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Additional Information

June 17, 2020
Current Version
Requires Android
4.2 and up
Content Rating
Offered By
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