Overall, this is a great entrant into the banking market. I can do all that I need to straight from my phone. I'm looking forward to see the lending part and ability to pay MPESA pay bills and tills straight from app. That would be the trifecta. Only complaint though, the charge when swiping at POS is high. 70bob per transaction is discouraging.
Most options are not active! Imagine my shock at chicken inn at midnight trying to pay using buy goods and it's not active!!!!!! I can't transfer money to a mobile account that is not active on Loop! Nkt!
I cannot activate the app since it does not read the activation sms..once I open the inbox to retrieve it taked me back to sign up and rejects the activation code sent earlier.
The card should be posted by mail or delivered via courier. I'd pay for shipping. (2FA-esque tech can be used to activate the card before it's linked to an account for security purposes) The whole point is to never set foot in a physical banking institution again. Otherwise, very promising.
Great app and concept. For improvements, make it lighter for slow internet, lock my login id to my phone and allow for keying in password only.
You know what would have burst this into the stratosphere? Bringing Apple Pay, Android Pay or Samsung Pay compatibility with the card. In that I don't even have to have my card with me to swipe, just use either method. And target the mellenials even more. Taking a good share of Mpesa in the process.
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Bill Payment Auto Categorization
JANA CASH wallet is a combination of E-pocket and janacash card.