Cento is a private expense tracker for couples, families, and anyone who wants to know exactly where their money goes — without spreadsheets, manual typing, or bank logins.
The core app is free and works fully offline: your data stays on your device, with no ads and no account required. Cento Premium is an optional upgrade that adds AI receipt scanning and secure cloud sync — so you and your family can track together across all your phones.
Track unlimited expenses for free, see your spending by category, and watch your monthly trends. When you don't feel like typing, scan a receipt and Cento's AI logs every item for you automatically.
★ EXPENSE TRACKING THAT MAKES SENSE — FREE & OFFLINE
• Add manually unlimited expenses, always free
• Monthly totals and clear category breakdowns
• Budget planner
• Spending trends over time — your average monthly spend and how it changes
• A clean activity feed of everything you've logged
• Multi-currency support
• Works completely offline — no account, no internet needed
★ SCAN RECEIPTS WITH AI
Photograph a receipt and Cento reads the items, amounts, and totals, then sorts them into categories — no manual entry. Every new user gets a few free scans to try it out; unlimited AI scanning is part of Cento Premium.
★ SHARED OR SEPARATE MONEY — FREE
Built for households who don't share one wallet. Keep one combined pool, or track spending separately per person and switch between people with a tap. Great for couples who keep their finances separate but want to stay organized together.
★ FAMILY SHARING & CLOUD SYNC — PREMIUM
Free Cento keeps everything on one device. Upgrade to Premium for secure cloud sync: invite your partner or family and everyone tracks together on their own phone, kept in sync across devices and backed up to the cloud. One subscription covers the whole household.
★ THE LATTE FACTOR — PREMIUM
Turn small everyday savings into real investments. Cento pools the little amounts you save and shows them as money "ready to invest" — a gentle nudge to grow your wealth over time.
★ PRIVATE BY DESIGN
On the free plan, Cento makes zero cloud calls — your expenses never leave your device. There are no ads, we never sell your data, and no bank account connection is ever required. Cloud sync only switches on if you choose Premium.
— WHAT'S FREE, WHAT'S PREMIUM —
Free, offline forever: unlimited manual expenses, reports, trends, multi-currency, and shared or separate money tracking — no time limit, no account.
Cento Premium (optional subscription, monthly or yearly) adds:
• Unlimited AI receipt scans
• Cloud sync and backup across your devices
• Family sharing — invited members get Premium too
• Custom spending categories
• Custom color themes
• Latte Factor savings tracking
Use Cento free for as long as you like; upgrade only if you want these extras.
— WHO CENTO IS FOR —
• Couples who keep separate finances but track together
• Families sharing expenses across multiple phones
• Anyone who hates typing expenses and wants AI to do it
• People who want a private, offline expense tracker — no ads, no bank linking
Download Cento and start tracking your spending today.
Smart expense tracker: scan receipts with AI & manage money with your family