Cermati - Cek SLIK & Asuransi

Cermati - Pinjaman, Kartu Kredit & Asuransi

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

Faka isicelo Samakhadi Esikweletu, Imalimboleko Yomuntu Siqu, Umshwalense, Khokha Izikweletu, Tshala Igolide Edijithali, futhi Uhlole i-SLIK OJK - Ukuhlola i-BI kanye Nemibiko Yezikweletu Ku-inthanethi

I-Cermati ikusiza wena nezigidi zamanye amakhasimende ukuthi nikhethe imikhiqizo yezezimali ehamba phambili ehambisana nezidingo zakho. Ngokungeziwe emikhiqizweni yezezimali enjengemalimboleko yomuntu siqu, amakhadi esikweletu, kanye nomshwalense, i-Cermati iphinde ihlinzeke ngezinsizakalo zokukhokha okuphezulu nezindleko zemikhiqizo yedijithali, kanye nokutshalwa kwegolide kwedijithali nokuhlola umbiko wesikweletu.

Izici ezibalulekile ze-Cermati App:

• Qhathanisa Futhi Ufake Isicelo: Sizokusiza ukhethe imikhiqizo efanele yezezimali njengamakhadi esikweletu, imalimboleko, umshwalense, ukutshalwa kwezimali, neminye imikhiqizo yedijithali.

• Thola Izindaba Zezezimali Namathiphu: Funda ukwaziswa kwamuva mayelana nezezimali nokutshalwa kwezimali.

• Ukuhlola Ukufaneleka: Ngokushesha hlola ukufaneleka kwakho ukuthola imalimboleko ku-inthanethi/amakhadi esikweletu ngaphambi kokufaka isicelo ngokusekelwe kulwazi lwakho lomuntu siqu.

• Hlola i-SLIK OJK - Ukuhlolwa kwe-BI kanye Nombiko Wesikweletu: Qapha kalula umlando wakho wesikweletu. Jabulela iphakheji yokubhalisa, isheke lokuqala limahhala!

• I-Digital Gold Investment: Ingabe ufuna ukutshala igolide ledijithali? Ungasebenzisa lolu hlelo lokusebenza ukutshala igolide ku-inthanethi futhi uhlole izintengo zegolide zanamuhla.

Phezulu futhi Ukhokhe Izikweletu kuhlelo lokusebenza lwe-Cermati:

• Ikhredithi Ye-inthanethi: Thenga ikhredithi ye-inthanethi eshibhe kakhulu kubo bonke abaqhubi (i-Telkomsel, i-XL, i-Indosat, i-Tri, ne-Smartfren). Isikweletu se-inthanethi esishibhe kakhulu nesiphelele siqala ku-IDR 5,000.

• Amaphakheji Wedatha Ye-inthanethi: Thenga amaphakheji edatha aku-inthanethi ashibhe kakhulu awo wonke ama-opharetha (i-Telkomsel, i-XL, i-Indosat, i-Tri, ne-Smartfren). Amaphakheji edatha aku-inthanethi ashibhe naphelele kakhulu.

• I-Postpaid: Khokha kalula ikhredithi ekhokhelwe ngemva kwe-Telkomsel, XL, Indosat, Tri, kanye ne-Smartfren.

• Ukuzulazula: Thenga amaphakheji azulazulayo e-Telkomsel, Indosat, XL, namanye ngamanani angcono kakhulu.

• Khokha Ucingo Lwasekhaya: Khokha ifoni yakho yasekhaya kanye nezikweletu ze-inthanethi ye-Indihome kalula.

• Bheka Izikweletu zikagesi ze-PLN futhi Thenga Amathokheni Kagesi: Hlola futhi ukhokhe isikweletu sakho sikagesi se-PLN futhi uthenge amathokheni kagesi ngamanani aphansi kakhulu.

• Hlola Izikweletu ze-PDAM: Hlola futhi ukhokhe izikweletu ze-PDAM e-Indonesia.

• Amavawusha egeyimu eku-inthanethi: Thenga amavawusha emidlalo ye-inthanethi edumile ngamanani aphansi lapha.

• Amavawusha okusakaza bukhoma: Thenga amavawusha okusakaza ku-inthanethi lapha futhi ubukele amamuvi akho ayintandokazi nochungechunge ngokuqukethwe kwenhliziyo yakho.

Izindlela Zokukhuphuka Nezinkokhelo Zomthethosivivinywa
• Ikhadi Lesikweletu/Ikhadi Lesikweletu.
• Izitolimende Ngaphandle Kwekhadi Lesikweletu.
• Ukudluliswa Kwebhange (I-Akhawunti Ebonakalayo).
• I-e-Money.
• Inkokhelo Esheshayo.
• Izimakethe Ezincane (Alfamart, Alfamidi, Dan+Dan).

Ulwazi Lwesikhathi Semali Ebolekiwe kanye Nezinga Lenzalo

• Isikhathi esincane semalimboleko yizinyanga ezi-3 (izinsuku ezingama-90) kanye nezinyanga eziyi-12 (izinsuku ezingama-360) zokukhokha imali ebolekiwe.
• Imikhawulo yemalimboleko isukela ku-IDR 1,000,000 kuya ku-IDR 15,000,000.
• Izinga lenzalo enkulu: 8%/ngenyanga (APR: 8%*12 = 96%).
• Ukuhlukaniswa kwenkokhelo yokuhlinzeka:
- Isikhathi semalimboleko yezinyanga ezi-3: 16%.
- Isikhathi semalimboleko yezinyanga eziyisi-6: 20%.
- Isikhathi semalimboleko yezinyanga eziyisi-9: 15%.
- Isikhathi semalimboleko yezinyanga eziyi-12: 15%.

Isibonelo Sokulingisa Ukubalwa Kwemalimboleko Ku-inthanethi

Uma uboleka i-IDR 9,000,000 bese uyibuyisela phakathi nezinyanga ezingu-9, nasi isifaniso senkokhelo:
• Inani elibolekiwe: IDR 9,000,000.
• Imali yokuhlinzeka: 15%*IDR 4,000,000 = IDR 1,350,000.
• Uthishanhloko wemalimboleko = IDR 10,350,000 (IDR 9,000,000 + IDR 1,350,000).
•Isamba Senzalo (Isamba Semali Ebolekiwe - Inani Elibolekiwe - Imali Yokuhlinzeka): Rp4,563,000 (Rp14,913,000 - Rp9,000,000 - Rp1,350,000)
• Ibala inzalo yonyaka, isitolimende sanyanga zonke sithi (Rp10,350,000 * 8%) / (1 - (1 + 8%) ^ - 9 izinyanga = Rp1,657,000).
• Isamba sokubuyiselwa kwemali mboleko (isitolimende senyanga * isikhathi): Rp14,913,000 (Rp1,657,000 * izinyanga eziyi-9).

Xhumana nathi
Jl. Tomang Raya No. 38, Jatipulo
Palmera, West Jakarta 11430

Ucingo: (021) 40000 312
Amahora okusebenza: (ngoMsombuluko-uLwesihlanu 9:00-17:00)
I-imeyili: [e-mail]

Yini entsha

Sekarang kami sudah menghilangkan berbagai bugs yang mungkin sebelumnya ganggu kamu. Sejalan dengan itu, kami juga meningkatkan performa aplikasi kami lho!

Jadi jangan ditunda updatenya ya!