Chhaya - Everyday Life Cover

Chhaya Technologies Limited

About this app

Chhaya is a digital platform expanding access to financial protection and everyday facilities for individuals and enterprises across Bangladesh — spanning health and travel insurance, embedded protection, tele-medicine, and savings at healthcare partner outlets nationwide.

In the Chhaya app, that means insurance, doctor consultations, easy digital claims, and healthcare discounts — all in one place, built for the everyday journeys people take, not just the big moments.

WHAT YOU CAN DO WITH CHHAYA

HEALTHCARE PARTNER DISCOUNTS — YOUR WELLNESS CARD
Get a Chhaya Wellness Card and save on healthcare every day, even without an active insurance plan — up to 40% off diagnostic tests, up to 10% off hospital bills, and up to 8% off pharmacy purchases at 260+ partner hospitals, diagnostic centers, and pharmacies across 35+ districts in Bangladesh.

HEALTH INSURANCE
Choose a health insurance plan for yourself or your family, with cash coverage for hospital admissions, discounted diagnostic tests, and flexible monthly, yearly, or daily payment options. Manage your active plans, see your coverage amount, and see exactly who's insured — all from your Home screen.

TALK TO A DOCTOR (TELEMEDICINE)
Connect with a licensed doctor over a private video call whenever you need one. Track how many consultations you have left, review your consultation history, and access your e-prescription digitally after every call — no clinic visit needed.

TRAVEL INSURANCE
Get travel insurance for your next trip in minutes. Compare live premiums, enter your travel dates and destination, and get covered before you fly — no branch visit required.

FILE & TRACK CLAIMS
File an insurance claim directly from the app and follow it step by step — from submission to verification to payout — with real-time status updates. Claim payouts are sent straight to your MFS or bank account.

ENTERPRISE & GROUP INSURANCE
Run a business, NGO, or institution? Chhaya also offers tailor-made group insurance for your team, with centralized billing, employee benefits, and a dedicated enterprise team to help you set it up.

WHY CHHAYA

- Licensed and regulated by IDRA (Insurance Development and Regulatory Authority of Bangladesh)
- Healthcare discounts at 260+ partner outlets across 35+ districts
- 100% digital — enroll, renew, file claims, and manage everything from your phone, no paperwork or branch visits
- Claim payouts sent directly to your MFS or bank account, with real-time status tracking

Chhaya is built for everyday life in Bangladesh — coverage, care, and savings for every journey you take.

Download Chhaya today - simple coverage for everyday life.

What’s new

• Travel insurance: see your policy status (pending, issued, delivered) and open your policy document
• Smoother travel purchase with clearer issuance timelines
• Home now shows all your active packages in a swipeable slider, plus your active travel policies
• Terms of Service, plan Terms & Conditions and Privacy Policy linked right where you agree
• Terms of Service now available in Profile
• Bug fixes and stability improvements