LazyPay - Pay Later | Scan & Pay | Personal Loan


LazyPay is India’s leading online Instant Credit app offering its users a credit limit between Rs 10,000 to Rs 1 lakh with instant approval and zero collateral. Personal loan interest rates range from 15% to 32% p.a. with EMI tenures of 3 to 24 months. You can use it to travel, buy electronics, cover medical expenses, home renovations & more!

**Sample EMI Calculation**
Loan amount = Rs 10,000 Tenure = 6 months, @ interest rate of 18%* p.a.
EMI = Rs 1,755/- p.m.
Processing fee = Rs. 200
* Interest rate varies

Over 2 million+ Indians use LazyPay daily. Completely digital with an easy one-time application process and no bank visits, you get instant access to funds. You don’t have to wait for your salary, LazyPay truly provides Kredit on tap!

Check your eligibility within minutes on the LazyPay app to activate your credit limit for personal loans, to pay later with interest free 15 day credit period or to shop online by converting large purchases into instant EMIs at affordable interest rates.

Why Choose LazyPay for Instant Credit?

LazyPay offers a pay later option with interest free 15-day credit at checkout when you shop on your favourite apps - Swiggy, Zomato, MakeMyTrip, Goibibo, BookMyShow, TataSky, Dunzo, Flipkart & more!

Pay outstanding dues on 3rd and 18th of each month on the LazyPay app via Net banking, debit card, credit card or UPI.

Personal Loans with affordable EMIs options

Use Scan & Pay to pay with LazyPay Credit on online & offline stores via UPI using your LazyPay UPI Credit handle

Get offers, discounts and cashbacks when paying on your favourite apps

Security & Privacy

Data security & privacy is given top priority at LazyPay. We comply with the highest security standards & protocols.

Need Help? - You can reach out to us at or raise your query here:
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Additional Information

October 29, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
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