UangMe - Online Cash Loan

PT Uangme Fintek Indonesia

About this app

❤Product Information:
A. Borrow
1. Loan duration: 91 - 120 days
2. Loan ceiling: IDR 400,000 - IDR 20,000,000
3. Cost:
- Maximum Annual interest rate（APR）: 21.9% p.a
- Service fee: 12.6% -21.6% (depending on the total amount of cash credit and payment term)
4. Simulation:
If you borrow Rp. 1.000.000 with a duration of 91 days and pay on time, your repayment for each month is Rp. 417.573, with total repayment for 3 months is RP.1.252.719 = RP.1.000.000+ RP.1.000.000*21.6% (service fee)+Rp.36.719 (Interest fee)
The interest fee formula is RP.1.000.000×[(21.9%/12)×(1+(21.9%/12)) ^ 3]÷{[(1+(21.9%/12)) ^ 3]-1})*3- RP.1.000.000.
and the cost is Rp. 252.719

B. Lending
1. Period: 61 - 120 days
2. Amount: Rp. 1.000.000 - Rp 2 Billion
3. APR: 18% - 21%
4. Additional cost: None
5. Age: 18+
6. Simulation: If you choose to lend Rp 1.000.000 for 3 months and interest rates 18% p.a, and borrower pay on time, you will get interest of Rp 45.000 so you will receive total economic benefit of Rp 1.045.000

Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Don’t worry, now UangMe is here ready to help you to provide the personal loans solution

UangMe is a Fintech Lending platform that have won Inclusive Fintech 50 in 2020. UangMe is officially Licensed & Supervised by OJK. Using A.I, we evaluate your loan-worthiness in real-time. The registration process is just 5 minutes and approval will be given as quick as 1 minute.

Aside from Loan, we also provide a Lending platform in UangMe Lender. You can lend your money to fund loan for borrower and get economic benefit (interest). Lending product is flexible, secure and easy to use, starting just from Rp 1 million, you can start your lending.

WHY USE UANGME?

- EASY AND QUICK

UangMe offers accessible and convenient loan. You can just apply online through UangMe app on your phone, no papers required.

- SAFE AND SECURE

UangMe is licensed & supervised by OJK. We are also certified with ISO 27001 of Information Security Management.


Have feedback for us?
Email: [e-mail]
Phone: [phone]

Business address:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930

Operations address:
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412

Ratings and reviews

Very helpful. I can get a cash loan and paylater limit. I can use the paylater limit to shop in all merchants nationwide that accept qris.

Quiet easy to use, also fast in approval process / edited : this app have multiple term about loan but recently have unbelievable loan interest. Insane

Just data collect application, not take even 1 minute to reject,even i dunno the limit

What's new

- Adding close account function
- Minor bug fix