UangMe - Online Cash Loan

440K reviews
Content rating
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About this app

❤Product Information:
A. Borrow
1. Loan duration: 91 - 120 days
2. Loan ceiling: IDR 400,000 - IDR 20,000,000
3. Cost:
- Maximum Annual interest rate(APR): 21.9% p.a
- Service fee: 12.6% -21.6% (depending on the total amount of cash credit and payment term)
4. Simulation:
If you borrow Rp. 1.000.000 with a duration of 91 days and pay on time, your repayment for each month is Rp. 417.573, with total repayment for 3 months is RP.1.252.719 = RP.1.000.000+ RP.1.000.000*21.6% (service fee)+Rp.36.719 (Interest fee)
The interest fee formula is RP.1.000.000×[(21.9%/12)×(1+(21.9%/12)) ^ 3]÷{[(1+(21.9%/12)) ^ 3]-1})*3- RP.1.000.000.
and the cost is Rp. 252.719

B. Lending
1. Period: 61 - 120 days
2. Amount: Rp. 1.000.000 - Rp 2 Billion
3. APR: 18% - 21%
4. Additional cost: None
5. Age: 18+
6. Simulation: If you choose to lend Rp 1.000.000 for 3 months and interest rates 18% p.a, and borrower pay on time, you will get interest of Rp 45.000 so you will receive total economic benefit of Rp 1.045.000

Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Don’t worry, now UangMe is here ready to help you to provide the personal loans solution

UangMe is a Fintech Lending platform that have won Inclusive Fintech 50 in 2020. UangMe is officially Licensed & Supervised by OJK. Using A.I, we evaluate your loan-worthiness in real-time. The registration process is just 5 minutes and approval will be given as quick as 1 minute.

Aside from Loan, we also provide a Lending platform in UangMe Lender. You can lend your money to fund loan for borrower and get economic benefit (interest). Lending product is flexible, secure and easy to use, starting just from Rp 1 million, you can start your lending.



UangMe offers accessible and convenient loan. You can just apply online through UangMe app on your phone, no papers required.


UangMe is licensed & supervised by OJK. We are also certified with ISO 27001 of Information Security Management.

Have feedback for us?
Phone: 021-50820086

Business address:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930

Operations address:
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412
Updated on
May 25, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

438K reviews
Istifany Erlindasari
April 13, 2023
Very helpful. I can get a cash loan and paylater limit. I can use the paylater limit to shop in all merchants nationwide that accept qris.
10 people found this review helpful
PT Uangme Fintek Indonesia
April 13, 2023
Halo sobat UangMe! Terima kasih atas kepercayaan Anda menggunakan UangMe. Semoga layanan kami dapat bermanfaat untuk Anda. Bila Anda memiliki kritik maupun saran untuk layanan kami, silakan disampaikan melalui email kami di Terima kasih!
herlambang rizky
May 24, 2023
Quiet easy to use, also fast in approval process / edited : this app have multiple term about loan but recently have unbelievable loan interest. Insane
2 people found this review helpful
PT Uangme Fintek Indonesia
May 24, 2023
Hai, Sobat UangMe! Untuk ketentuan bunga dan denda di UangMe sudah sesuai dengan aturan OJK yaitu tidak melebihi maks 0,4% per hari dan total bunga + denda keterlambatan tidak melebih 100% dari pokok pinjaman. Terima kasih!
Ahmad Am
March 26, 2023
Just data collect application, not take even 1 minute to reject,even i dunno the limit
5 people found this review helpful
PT Uangme Fintek Indonesia
March 27, 2023
Halo sobat UangMe! Kami mohon maaf bahwa aplikasi Anda belum disetujui. Anda dapat mengajukan kembali sesuai dengan tanggal yang tertera pada aplikasi. Jika ada pertanyaan, silahkan hubungi CS UangMe di 021-50820086 atau email Terima kasih!

What's new

- Adding close account function
- Minor bug fix