Backer: Smart 529 Savings

Backer

About this app

Welcome to Backer! Easily open a 529 plan for your child, invite family & friends to chip in, and watch your savings grow. Join the 250K+ parents and kids we’ve already helped avoid over $500 billion in student debt.

TO COLLEGE AND BEYOND!
Studies have shown that having even a bit of college savings can propel a young person toward the college of their dreams. With Backer, you can supercharge this effect by building a team of supporters (“backers”) for your kid.

• SIMPLE - Get the right 529 plan for your child in just a few minutes
• SMART - Enroll for free, fund your account, and set up recurring contributions
• SOCIAL - Boost your savings with gifts from family & friends

A TOP-TIER 529 PLAN
529s are confusing, with over 100 different ones in the U.S. We’ve done the hard work of evaluating them so we can recommend the right one for your family in just a few minutes.

SUPER SIMPLE SAVINGS
Paperless setup. Automated contributions. Real-time projected savings. It's everything you need to manage your fund, all from your phone.

GIFTS THAT MAKE A DIFFERENCE
Every fund has a custom link that’s easy to share, so family & friends can contribute. Think birthdays, holidays... Wednesdays.

SAVE MONEY FOR COLLEGE TAX-FREE
A 529 is like a 401K for education, featuring tax-free growth and withdrawals. Your Backer 529 savings can be used to cover all kinds of education expenses, not just college tuition. Think books and supplies, housing, K12 tuition, bootcamps, apprenticeships, and more. If you've been wondering how you'll be able to save enough for college, a 529 plan is the answer.

SECURITY YOU CAN TRUST
Your account is protected with the strongest available browser encryption and secure servers monitored 24/7/365. Your 529 investments are managed in a government-sponsored account that you can access any time.

NEED OUR HELP?
Head over to help.backer.com or reach out to our team at [e-mail] with any questions.

Disclosures: This app is operated by Principly, Inc., an SEC-registered investment adviser using the trade name Backer. Investing involves risks, and any account you open or send money to may lose value. Investing in 529 plans in particular involves certain tax considerations and related risks. For disclosures, see backer.com/legal. "Backer" is a registered trademark of Principly, Inc. Copyright © 2025.

Ratings and reviews

Put off for years setting up a tax free college plan for my kids because it seemed so complicated. This app makes it super easy. Thanks

Gifting my nephews & nieces money to their college funds has never been so easy! It takes less than 5 min!

Makes it super easy to get people to gift my son's college fund! Love how easy the app is to use

What’s new

A few small improvements to help you save better together!