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About this app

- Fast issue
- Submission of a new application
- Debt repayment
- Linking a bank card
- Personal Area

Money on the Sofa - the first loan from the application at 0 percent!
Take money in 15 minutes and pay off your debt right from the app.
We consider the application as soon as possible, and submitting an application through the mobile application increases the chance of approval several times.
Stay always with Mani on the Sofa!

Minimum loan period 61 days
Maximum loan period 80 days
Minimum annual interest rate 0%
Maximum annual interest rate 20%

The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.00%;
The maximum rate for using a loan per day is 0.01%;
Delay penalty: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of calculating the interest rate:
The amount of the loan body is 10,000 rubles.
Loan term - 80 days.
Loan commission: 0.01% per day, that is, 10 rubles per day, or 3% per month (averaged over 30 days), i.e. 300 rubles per month (averaged over 30 days).
The total commission for 80 days will be 800 rubles.
The total amount to be returned, taking into account the loan amount: 10,800 rubles. Of which 10,000 is the body of the loan (principal debt) and 800 rubles is the percentage of the loan.
FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 35.9% per annum.
Consequences of delayed loan repayment:
In case of violation of the terms of online loan repayment, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Borrower requirements:
age from 20 to 60 years old;
passport of a citizen of the Russian Federation.
Updated on
Dec 1, 2021

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Photos and videos
Data isn’t encrypted
You can request that data be deleted