Floa - prêt & gestion

FLOA

About this app

With the Floa app (formerly Coup de Pouce app), take advantage of our financing solutions to carry out all your projects:
- Borrow money
- Spread the amount of your purchases in several installments
- Manage your operations: mini loans*, payments in 3x**, 4x**, 10x*** made with our partners, operations carried out with your Gold card**** or your revolving credit**

--Need a mini loan or spread out your payments? --

1. Create your account in 5mins (1) to:
- Request a mini loan between €100 and €1,500 to finance your projects
- Spread the payment of an expense

2. Quick subscription with 2 supporting documents:
- A RIB: to transfer funds to your bank account
- An identity document: for quick and secure validation

3.Pay the fees by credit card and receive your funds in your bank account within 24 to 48 business hours*

4.Repay your loan peacefully in 90 days

Maximum loan amount: €1,500
Credit repayment duration: 90 days
Max fees: 3.40% of the amount borrowed
Max APR: 23.18%

Example: For a borrowed amount of €300, repayment is made with payment of fees of €10.20 at the time of the request then €100 per month over the next 3 months. In total, the amount reimbursed amounts to €310.20. The fee amount is 3.40% of the amount borrowed


--Do you want to track your payment in several installments made on a Floa partner site?--
From the schedule tab, manage your repayments: view your monthly payments, modify your bank card or in the event of an unforeseen event, regularize your outstanding payments

--Manage your operations for holders of a Floa bank card or a revolving credit--

1. Track your transactions if you have a Floa bank card or a revolving credit:
- Consult your balance and the limit of your bank card
- View the amount of your next direct debit
- Access the list of your cash, installment or credit transactions
- View and download your bank statements

2. Manage your Floa bank card options:
- Stop your credit card or temporarily lock it
- Find the secret code and check the status of your bank card*
- Activate/Deactivate payment online, contactless and abroad

3. Secure your operations
Enable biometrics to speed up validation of your online payments and sensitive transactions

4. Manage your account more simply:
- Request money at any time and receive it within 48 hours
- After the purchase, spread the amount of your payments and withdrawals in 6, 12, 24 or 36 times in mini monthly payments (use of your revolving credit)

A loan binds you and must be repaid. Check your repayment capabilities before committing
(1) Average duration of user sessions 3mins 23sec
* Repayable credit offer subject to acceptance of your file by Floa. You have the legal withdrawal period. The transfer of funds will be issued within 24 to 48 business hours. General conditions: https://www.moncoupdepouce.com/floabank
**Subject to acceptance of your file by Floa and after expiry of the legal withdrawal period
***Affected credit offer subject to acceptance of your file by Floa, after expiry of the legal withdrawal period
****The Floa bank card is a credit card associated with annually renewable credit. It can be used for cash or credit upon payment.
Floa, SA with capital of €72,297,200 - RCS Bordeaux 434 130 423 - Building G7, 71 Rue Lucien Faure, 33300 Bordeaux, subject to the control of the Prudential Control and Resolution Authority, 4 place de Budapest CS 92459, 75436 Paris, ORIAS n°07028160 (www.orias.fr)

What’s new

Dans cette nouvelle version, vous pouvez désormais régulariser vos impayés liés à un mini prêt ou à un paiement chez un de nos partenaires, soit au comptant soit en plusieurs fois (2x, 3x, 4x, 5x, 6x).

Pensez à activer la mise à jour automatique pour bénéficier des dernières versions de votre appli.