Cover - Insurance in a snap

Contains ads
5.24K reviews
Content rating
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About this app

The Cover app makes saving money on insurance easy. We take the confusion out of shopping for insurance by doing the work for you. Cover checks over 30 insurers to find you the best rates for the coverage you want, whether that’s for your car, your house, or your apartment.

Good drivers save between $600 to $1200 a year on car insurance when they use Cover. Submit a quote in less than five minutes and we’ll find you the best coverage for the lowest rate available. Homeowners can bundle home and car insurance and save up to 40% on their policy.

At any time during the process, you can easily reach out to one of our insurance advisors. They’re there to answer questions and help you save money.

How it Works

Get coverage in three easy steps:

1. Answer some simple questions to get a quote
2. Receive a price automatically
3. Get covered

And if you ever have any questions or concerns, you can reach out to one of our advisors via SMS.

Why our customers love using Cover:

“We used Cover today to sign up for car insurance on our second vehicle. It was an extremely easy process and Meghan was great and super friendly. This was probably the easiest way to get car insurance I’ve ever done. The added bonus of being able to text and respond as needed was wonderful also.” — ereyn7

“At first I was skeptical to trust an app to find the cheapest car insurance quote for me, and much less purchase it all through an app. But my agent helped make the experience quick and easy for me, allowing me to message her while working my busy schedule to help get me insured. This app is really the future of how easy it should be to find car insurance. They now have me as a lifetime customer.” — Ishmael P

Why Choose Cover?

It’s a mobile-first insurance platform that uses artificial intelligence and expert advice to match you with a policy that works for you. You can get a quote in as little as three minutes and it’s all done in the app. And if you have any questions, you can call or text an advisor.

For all details pertaining to promotions and gift cards please see: Promotions FAQ

For information on our insurance licenses in each state please see:
Updated on
Jan 24, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.21K reviews
A Google user
December 14, 2019
Quoted for $136/month through the app. I realize that this can change, but when a person then texts me, it turns out $270 is the BEST RATE AVAILABLE - DOUBLE the quote. They don't even have my correct accident history, so it was higher than it would be, but still. Even when the person helping me calculated the hypothetical corrected rate, it was still higher than I'm paying. Waste of my time, but could work out for you. The person assisting me was nice & helpful, hence the three stars.
18 people found this review helpful
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Cover Inc
December 17, 2019
Hey Andrew, thanks for your thoughtful feedback. We're consistently adding new carrier partners to increase our chances of offering competitive rates so we hope you'll give us another chance in the future.
A Google user
November 5, 2019
They don't run your records, credit score, etc, until after you've invested time in sending over photos of your vehicle, which could likely significantly hike up the original quote. I figured there would be more common sense in the steps, but I assume the steps are out of order to make you feel invested and like you've spent time already trying to find cheap car insurance. I feel like I've wasted my time. The initial quote was appealing, but after it changed drastically, I was disappointed.
31 people found this review helpful
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Jason Martin
April 10, 2022
Horrible experience. They keep sending me emails promising liability at $59/month, but when I go thru the quotes process, everything is priced way higher (I've literally paid less for full coverage on a new car than what they are quoting me for minimum liability on a 19 year old car). Zero accidents, zero tickets, perfect driving record on an old car. False advertising.
42 people found this review helpful
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What's new

We've made some app performance improvements. We hope both make your insurance buying experience even better!