If you are a Romanian citizen, you are between 18 and 75 years old (at the maturity of the loan) and you need financing for your plans, then Credex IFN S.A. provides you with transparent financial solutions, fast and easy to access:
- You can get from 300 lei to 50,000 lei (for which the maximum APR calculated over a period of 59 months is 35.32%);
- The annual interest is fixed for the entire duration of the financing, starting with 9.99% per year;
- You can choose the financing term for a period between 61 days and 59 months;
- We do not ask for an advance or guarantees.
We accept a wide range of income: salaries, pensions, PFA income, etc.
For example, for a loan of 50,000 lei repaid in 59 months, the annual (fixed) interest rate of 30%, the monthly rate is 1,649.11 lei and the effective annual interest (APR) is 35.32%.
The maximum amount to be reimbursed is 97,297.21 lei and includes:
- 50,000 lei (principal) + 290 lei file analysis fee;
- the administration commission, in monthly amount of 10 lei x 59 months = 590 lei;
- 46,417.21 lei, representing the interest for 59 months for the principal
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