ALPHAMONEY is a technology platform that connects borrowers with registered lenders. We do not directly provide loans. All loan approvals, terms, and disbursals are determined solely by the respective lenders.
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**Loan Details:**
• Loan Amount: ₹10,000 to ₹3,00,000
• Repayment Period: Minimum 60 days to Maximum 36 months
• Maximum Annual Percentage Rate (APR): Up to 36% per annum
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**Fees & Charges:**
• Processing Fee: 1% to 5% of the loan amount
• Facilitation Charges: ₹100 + applicable GST
• Late Payment Charges: As per lender policy
• Foreclosure Charges: Up to 2% + applicable GST
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**Representative Example:**
If a borrower takes a loan of ₹40,000 for a period of 3 months at an APR of 24% per annum:
• Interest (3 months): ₹2,400
• Processing Fee (2%): ₹800
• Facilitation Charges: ₹100
• GST (18% on applicable charges): ₹162
**Total Repayment Amount:** ₹43,462
**Monthly EMI:** ₹14,487
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**Transparency & Compliance:**
• No hidden charges
• All loan terms are clearly displayed before loan approval
• Users are required to review and accept lender terms before proceeding
• ALPHAMONEY does not guarantee loan approval
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**About ALPHAMONEY**
ALPHAMONEY is a digital platform that connects borrowers with independent, registered lenders through a secure and transparent process. Our goal is to make access to financial services simple, fast, and user-friendly.
ALPHAMONEY acts only as a facilitator and does not directly lend money.
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**Key Features:**
• Simple and secure digital onboarding
• Transparent loan details before applying
• Easy loan application and tracking
• Secure user data protection
• Fast and convenient digital experience
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**Loan Products Available:**
**Personal Loan**
• Loan Amount: ₹10,000 to ₹3,00,000
• Repayment Period: 3 to 36 months
• Interest Rate: 12% to 36% per annum
• Repayment Type: Monthly EMI
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**Important Notes:**
• ALPHAMONEY is not a lender
• We do not provide loans directly
• Loan approval, interest rates, and disbursal are determined by lenders
• Users should carefully review all loan terms before accepting any offer
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**Data Privacy:**
User data is collected and used strictly for verification, loan processing, and fraud prevention purposes, in accordance with our privacy policy.
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**Registered Office Address:**
6th Floor, Tower J
World Trade Centre
Nauroji Nagar
New Delhi – 110029
India
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**Contact Us:**
Email: [support@alphamoney.in](mailto:support@alphamoney.in)
Instant loans ₹10K–₹3L | 60 days–36 months | APR up to 36