When I say this App is Amazing!!!! That is an understatement. I believe everyone should have this app young and old people. Its s great tool to help monitor your credit and see what you need to build on. Definitely a good asset in life. It also helps you detect fraud early and helps you with the dispute process. I could go on forever just download the app.
I am still pleased a year later. I've easily completed successful disputes in my credit report, thus, improved my credit score. I am pleased with the real time notifications regarding changes to my credit. I do not believe there is any other credit monitoring application that could compare to Credit Karma. Best of all it is truly FREE! I Highly Suggest this app.
Very helpful and great for advice on raising your credit score. Mine had recently dropped and I have had great credit for years. I didn't know why it would drop so quickly. Turns out it was over something I needed to dispute and I might not have ever known nor would I have known how to dispute it. It also helped me break down which areas I need to pay off first to keep on track and other small thongs I can be doing to keep gaining good credit. I really love this app.
Originally I loved CK, it helped me rebuild my credit by recommending CCs I could actually get approval for. 2 yrs of responsible spending, earned me a 779 score! Then on 9/28/17 my score dropped 95 points, while 3 positive changes posted to my credit and 0 negative changes. I pay for Experian's credit score & monitoring and of course no drop, score continues to rise. I requested an explanation from CK customer service, but still waiting. I also contacted TransUnion who told me CK uses their own method to calculate the score they provide and it is not the same as your true TransUnion score. TransUnion showed no such drop in my score.
Credit Karma is the a credit bureau information app that other apps should be looking at to make themselves better for the consumer. It has info that you would normally not be able to get but once a year. This app is awesome and has gotten better as time has passed. Thank you credit karma, you are my go-to app for my credit bureau scores!
Ill never forget the moment I checked my score after receiving a notification email and my score had gone up 50 points! I danced around the room and now tell my friends, family, coworkers, anyone they gotta get this app!
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