Does what it says This app is extremely easy to set up and use. The interface is attractive and easy to navigate. It provides more information about your credit score and history than any other free service I've ever used. It does not have ads in the traditional sense that free apps usually have "in your face" pop-ups and things that disable the app, Credit Karma has none of that. It simply has one tab with personal loan and credit card offers that you can look at if you want to. This is a great app, I highly recommend it.
Useful, but could be better The main thing I would like to have, but can't find, is a method of filing a complaint with all three credit bureaus at the same time to deal with issues. Credit Karma does one (although there is no way to follow up), but really need to have all three.
No problems yet I've been using this application for 2 weeks now and its been performing good. It's not as good as the desktop site but its good for a quick check on your accounts. I have T-Mobile and lookout is included with the my account. I've used it quite a few times my wife has a bad habit of losing her phone. Thanks for lookout I found her phone every time. Thanks again t-mobile and Lookout for saving money finding her phone every time she lost it.
Really helpful!! So I'm just starting to build my credit. And this helps so much. It tells you key points to pay attention to and what balances need to go down to help bring your score up. And the app is really easy to navigate too.
It's definitely a useful tool. Even though the scoring is not quite accurate, Credit Karma has helped me keep abreast of things we needed to work on to rebuild our credit after my husband's disability rocked our financial world a few years ago. I am pleased to say that both of our scores have risen dramatically by being able to see where our weaknesses were and plan our next move. Thanks CK!
Does the opposite of help your credit score My credit score is worse off because of this app. They recommended I apply for a credit card saying I would likely get approved based on my credit score. Surprise surprise, they just wanted to advertise for the company and the company denied my application. The hard inquiry will now be on my credit report for 2 years. My score is the lowest its ever been. Thanks a lot credit karma. 😡
We’ve made some upgrades!
• Personalized recommendations for auto loans savings
• Direct Dispute™ status alerts
• Bug fixes & enhancements
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