Credit Karma

Contains ads
45.5K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image

About this app

Understand your financial position and learn how to improve it. Here’s what you’ll get – all free, always:

• Your credit score and full credit report, updated weekly
• Understand what’s impacting your score and how to improve it
• Stay on top of your finances – get alerts whenever something changes on your report
• Personalised smart tips to help you save money and improve your score
• Compare cards and loans at any time without hurting your score

Checking your score and report as many times as you want will not impact your score.

Join more than 110 million people worldwide using our smart tools, insights, tips and recommendations to make financial progress. Learn more and sign up at

If you need to talk to us, reach to our member support team at

You’ll need to be 18 or over to register with us, and just so you know, we’re a credit broker – not a lender.
Updated on
Nov 7, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted
45.5K reviews
Justin Case
November 20, 2022
Credit karma has been very useful for me for over 6 years. I trust it implicitly and have obtained a good number of low interest rate credit cards. It's amazing. You can enjoy watching it grow and charts and graphs. The cards are based on what type you want based on your spending and payment habits. Right now mine has begun to fall not because of missed payments (perfect history) but my debt to credit amount. So the downside is that trans union is punishing the poor. But the app is great 👍👌
Johnny Kaz
November 17, 2022
Going to the gym for a long enough period of time has taught me how to get results and how to go further. Being able to see my credit rating rise and fall based on my action using this tool have had a similar effect. I've learned what I was doing wrong, demystified my score, learned what is myth vs fact and no longer guess about how to move forward. Even the ads are helpful as you see the lending offers upgrade over time. Thank you very much Credit Karma team.
1 person found this review helpful
Max W
September 22, 2022
Handy way to keep track of your credit score. Uodate: since a decent update to the app, it doesn't show the time line of your credit score anymore. That was a great feature I want back. Getting a message that your score went up/down isn't super helpful when you can't compare to what it was before! Bring back the score over time graph!
52 people found this review helpful

What's new

Enhancements and improved stability. Stay tuned for more updates, and be sure to share your feedback at