Relocating to the U.S. is hard enough. We know you have a million things to worry about-finding housing, schools for your kids, even trying to figure out which grocery store stocks your favorite flavor of Ben and Jerry's ice cream (Chunky Monkey you say?). Landing a local credit card might be the last thing on your busy mind. Unfortunately, this can be a critical oversight.
Credit cards are needed for so many important things in America--from buying a mobile phone plan, to furnishing your house and getting a loan or mortgage, credit is the name of the 'American Dream' game. The problem? Folks new to the United States are unable to land a credit card without any credit history but are unable to build credit history without a credit card. One of the most frustrating chicken and egg scenarios we've ever come across.
The other options currently being offered instead of credit cards are simply sad substitutes. Debit cards? No thanks, doesn't help build credit at all. Secured credit cards with ridiculously low monthly credit limits? We don't think so. That $300 credit limit won't get us very far.
Cue CreditStacks. We decided to change the way credit was doled out by providing relocating professionals with one of the most powerful financial tools so they can easily start building credit. From day one.
We offer premium credit cards to relocating professional with zero credit history, and no SSN required to apply. With a $5,000 monthly credit limit, we give relocating expats the chance to start building excellent credit as soon as they land, making the transition that much softer.
Manage all your credit needs including tracking charges, managing billing cycles, and credit building tips and tricks all on our easy to use app. With our CreditStacks app you can now manage all your finances in one helpful place.