iMobile Pay: Banking, UPI

ICICI Bank Ltd.

About this app

iMobile is ICICI Bank’s official mobile banking app which offers 400+ banking services.
iMobile Pay is accessible to both ICICI Bank customers and also extends its services to non-ICICI Bank customers to avail the benefits of the app.

ICICI Bank’s iMobile Pay is your go-to mobile banking app that brings the power of Net Banking right to your fingertips. With the Customized notification feature, the app offers a seamless banking experience & with the UPI, the online payments are done effortlessly. Customers can also open other online accounts for banking with ICICI Bank.

Major offerings of ICICI’s Mobile banking app:
📍Instant Personal Loan, Home loan and Car loan Application & other loans
📍Online digital Savings Account
📍Apply for credit cards
📍Open a Demat account for trading
📍Open FDs, Recurring Deposits (RD) or iWish Deposits
📍Scan QR code for easy UPI Payments
📍Hassle- free Bill Payments like utility bill & electricity bill payment
📍Instant Online Mobile recharge, DTH services, FASTag recharge.
📍Flight, trains and hotels Bookings

Prime Features & services of iMobile Pay:

✔ Pre-approved RuPay credit cards:
RuPay Credit Card provides instant access to a credit card with RuPay benefits, allowing seamless payments and transactions through the UPI platform.

✔ Manage multiple cards:
Through iMobile Pay, you can not only manage multiple cards like debit card, credit card, forex card but also can pay your other bank credit card bills and mark your due date for reminders.

✔ Investment made simple:
Are you interested in entering the world of investments and trading in the stock market?
Well, all your worries are over because iMobile Pay offers a hassle-free solution to get you started. By opening a Demat account with iMobile Pay, you can begin your investment or trading journey right away. You can also invest in various schemes of mutual funds using iMobilePay without opening any Demat account.

✔ 24*7 Chabot assistance through iPAL

✔ iScore & Discover:
Utilize the new Discover feature in iMobile Pay for analyzing your spending or expenditures. The budget feature helps you create budget, manage budget, and helps you maintain financial discipline.

✔ iFinance, All your bank accounts at one place:
Experience a new, innovative way to view all your Bank accounts at one place and analyze all your income and expenses with iFinance.

✔ Unlock your iRewards & Personalized offers:
Earn rewards and access special offers when making a purchase or paying your utility bills after applying for the credit card.

✔ Customized notification:
With the Customized notifications, get all the recent updates related to your bills, home loan, car loan, personal loan, credit cards updates, your bank account updates and much more.

Other offerings by ICICI’s iMobile Pay:

Forex Prepaid Cards, Companion Cards, SIP, Apply for IPO, Tap to Pay, Scan to Pay, Pay to Contact, PPF, NPS, Gold loan, Gold Bond, Insta Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24 hours TopUp, Paylater.
Pre-approved loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property loan, Consumer EMI, Home Loan Overdraft, Insta Flexi Cash loan, Personal loan on Credit Card.

Personal Loan Highlights:

● Loan Amount: Min (₹25,000/-) to Max (as per the eligibility).
● Repayment Tenure: 12 months to as per the customer’s eligibility.
● Rate of Interest: 10.35% to 10.75%
● Processing Fees: Depends on principle amount

For Example: ₹5 Lakh borrowed at an Interest rate of 0.89% p.m. for 60 months, the payable amount would be: 10,809 p.m.
Processing fee* ₹1,770/-, Other charges ₹0, Interest ₹ 1,48,539/-. The total amount to be repaid after 5 years will be ₹ 6,48,540/-
Note: Interest rate and processing fees vary as per the products.

For any feedback, queries or issues pertaining to iMobile Pay App, please write to [e-mail]

Ratings and reviews

I have been using this app for a few months now and all of a sudden I am unable to use it. Halfway into the app, a pop up message appears and says that some screen sharing app is open on my mobile whereas none of them are on and on pressing the Ok button in that message, the app quits. Called customer care but after taking me through a rigorous automated process, they ended the call saying all agents are busy.

Application crashes multiple times while using it. It has login issues since more than year and still not resolved. It's also frustrating that you cannot complete online payment on the phone because after entering login details it send you by default to the mobile application instead of staying on the web browser for further process such as OTP.

Great app and features when working. There are always login issues. Sometimes, some of the features don't work. Way too much marketing push via email and app. Unsubscribe on email is completely useless as I have been unsubscribing every week since I opened my account more than a year ago. Remove all annoyance and I'll give 5 stars.

What's new

1. Experience a new innovative way of analyzing your income and expenses with iFinance
2. Experience the updated NFC feature and make seamless credit/debit card payments by tapping your NFC enabled phone on the POS machine
3. Avail UPI facility on Rupay Credit Card and make payments to merchant via UPI
4. Now you can top up your FD with additional amount thirty days before maturity and enjoy the benefit of earning higher interest on your FD.
5. Bug Fixes and Improvements