Dave - Fast Cash & Banking

Dave Operating LLC

About this app

Take your finances to the next level with Dave.

Dave Membership Information

1-Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.

UP TO $500 IN 5 MIN OR LESS(1)
You could pocket up to $500(1) with ExtraCash™. There’s no credit check, interest, or late fees.

EXTRACASH™ 101
ExtraCash™ offers the ability to get up to $500.(1) The amount of money you can take (your eligibility) refreshes daily. We determine your eligibility using several data points—like your income history, spending patterns, and at least 3 recurring deposits. When you take ExtraCash™, you’ll agree to a settlement date to pay your outstanding balance.

ACCESS YOUR CASH INSTANTLY(2)
Get up to $500 when you download Dave, link a bank account, open your Dave Checking and ExtraCash™ accounts, & transfer it to your Dave Checking account. Your Dave Debit Mastercard® gives you instant, direct access to your money for hassle-free spending.

EARN 4.00% APY(3)
Add money to your Dave Checking account or Goals account to grow your cash with this high annual percentage yield. Managing your money with Dave & online banking makes saving simple.

GET PAID EARLY
Get your paycheck up to 2 days early when you set up direct deposit.(4) A Dave Checking account streamlines your online banking experience, ensuring your money is available when you need it. A Dave Checking account makes handling money stress-free.

SAY GOODBYE TO PESKY FEES
Ditch hidden fees with Dave. You can even skip ATM fees at 40K+ MoneyPass ATMs.(5) Your Dave debit card keeps your money accessible without added costs. A Dave Checking account ensures you can withdraw your money anytime without excessive fees.

SAVE EFFORTLESSLY
Own your savings journey with a Goals account. Set up recurring deposits to build your savings steadily. Online banking through Dave simplifies saving your money for your future. The Checking account allows you to manage your money & expenses easily, keeping you connected to your savings at all times.

MAKE MONEY ON THE SIDE
Explore our Side Hustle board & easily apply for part-time roles, gig jobs, remote work, & more. Take Surveys that pay out instantly to your Dave Checking account. A debit card linked to your Checking account ensures you have quick access to your money, allowing you to track & transfer money effortlessly.

OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you full access to our features, including ExtraCash™, Goals, & Surveys.(1) With Dave, you can monitor your money 24/7 & make transactions securely.

HAVE MORE QUESTIONS?
Send us an email at [e-mail].

Disclosures related to the Dave app:

2-Express fees apply to select instant transfers.

3-Rates accurate as of 10/01/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.

4-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

5-Out of network fees may apply.

General Terms
See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees.

Ratings and reviews

Dave is great! Has definitely came thru when I needed groceries but not as easy as other quick borrow apps like empowr etc etc, they make it kind of difficult and a lengthy process to get the funds that are available and I wouldn't ever complain about a little bit of help, beggers can't be choosers but the amounts are low compared to other apps but still come in clutch. thank you!!!

would have been a 5 start a month ago. had app for around 8 months. no issues, fast loans. fees acceptable enough. it is a 1 star now bc I have to delete it. out of the blue the card I used stopped working and I could not get the issue resolved. No issue on the bank's end.Customer service said the only option was another card on my bank account, which I don't have an option for. No explanation why or what changed to make my debit card no longer compatible. Guess the app has ran it course.

Edit:I don't remember giving a rating, but if I did it certainly wouldn't have been 5 stars. It was okay in the beginning, but the wait time for getting an approval after paying back what you owe is insane! Takes damn well near a month, and you probably won't get an advance increase even after 6 months! I didn't, anyway. Was locked in at 25 bucks since I started using it last year. In the process of moving and needed some pocket change, hoped Dave would come through, but nope. Uninstalling asap!

What’s new

Humans constantly ask me how I made such a great app. And my secret is simple. I’ve got the best QA team in the business to help me spot and squash bugs.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/