Dave - Banking & Cash Advance

429K reviews
Content rating
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About this app

Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees...and you can build credit when you settle an advance on time! With a Dave Spending account, you can also get your paychecks up to two days earlier (3). 

Earn cash back with Dave Rewards, save money with Dave Goals, and ​​if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.

Join millions of people building a better financial future with Dave!

Dave’s ExtraCash™ can now get you more funds than ever—up to $500! (1) That’s more money to fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity. 

For more information, please visit dave.com/extra-cash-account

The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process—which means no more missing out because of a low balance.

You can build credit whenever you settle an ExtraCash™ advance on time thanks to our new Credit Builder feature. And for a limited time, Credit Builder's on us for your first 3 months. (2)

Get paid up to two days early when you set up direct deposit into a Dave Spending account!

Use the Dave Debit Mastercard®—now loaded with cashback offers from major retailers.

Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.

If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle. 

Membership is $1 per month to access our account monitoring, notification services, budgeting and to maintain a connection to your external bank account. 

(1) The ExtraCash™ account is a part of Dave’s pilot program and is open to new members only subject to availability. ExtraCash™ is a DDA account with overdraft utility that is subject to eligibility requirements. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. See dave.com/extra-cash for details.

(2) After your first 3 months, there will be a fee of $4.99 a month. Fee is subject to change. You can unenroll any time. Terms apply, see dave.com/extra-cash for more details.
(3) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

No minimum repayment term.
Repayment between 3 days and 3 weeks or upon your payday.
Zero APR, no APR, no interest rate, zero interest.
Example Scenario: If you instantly transfer a $200 ExtraCash™ advance to your Dave Spending Account for a $5.99 express delivery fee and add an optional $10 tip, then your total will be $215.99.
Updated on
Jun 29, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
429K reviews
Joyce Trembath
June 19, 2022
When you are paid on a monthly basis its great to have a little back-up toward the end, BUT the amount they'll advance you changes a lot. I've had the option of up to $250 for a few months but suddenly now I'm only allowed up to $75. This was extremely inconvenient, especially these days. They flip flop on you often if your account isn't just so regularly. Otherwise, it's an okay backup.
194 people found this review helpful
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David M
June 23, 2022
so far this has been a great app. The best thing is that they don't charge you a fee for each transaction you make. I was losing several hundred dollars every year to these stupid transaction fees. The also offer a paycheck advance that doesn't have any fees associated with it. It's limited so you don't get yourself in a hole and it's automatically repaid when you get paid. My direct deposit also goes in a day early which I really like. 5 stars
83 people found this review helpful
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Cynthia Naranjo
June 26, 2022
I used to love using this app, but for the past 6 months I haven't been able to cash advance. I keep getting an error saying "can't verify identity". Although everything is correct. And I'm part of their memership program. I have had multiple customer service representatives look into it and they haven't be able to help me. Last I heard from them it was due to a technical error and they said they would look into it. However no one has reached since this was a month ago. I am beyond frustrated!!
20 people found this review helpful
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Dave, Inc
June 27, 2022
Hi Cynthia! Thank you for the review and for bringing this to our attention. Let's get you in touch with our member success team. Please send over a message to support@dave.com, and we’ll be happy to help.

What's new

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/