Dhanapala

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Dhanapala mempertemukan para penerima pinjaman yaitu Usaha Mikro, Kecil dan Menengah (UMKM) dan Individu yang layak kredit dengan pemberi pinjaman yang mencari alternatif untuk investasi, yang mana pemberi pinjaman mendapatkan return yang lebih menarik dibandingkan dengan berinvestasi produk produk lainnya dan untuk penerima pinjaman, mereka akan mendapatkan pinjaman yang mudah, cepat dan tanpa agunan.
Dhanapala memfokuskan produk pinjaman modal usaha untuk UMKM dan pendanaan melalui platform peer-to-peer lending. Diharapkan peminjam dapat mengembangkan usahanya dengan pendanaan cepat, mudah dan aman.

Dhanapala memberikan 2 tipe pinjaman, yaitu :

1. Pinjaman Berkala (UMKM)
- tenor: 3 bulan
- ketentuan: untuk UMKM
- jumlah pinjaman: Rp 2jt- Rp 200jt
- biaya admin: 0.99% dari jumlah pinjaman, minimum Rp 99ribu
- suku bunga: 1.5-2.2% flat per bulan

2. Pinjaman Individu
- tenor: 3 bulan
- ketentuan: personal
- jumlah pinjaman: Rp 2jt- Rp 5jt
- biaya admin: 0.99% dari jumlah pinjaman, minimum Rp 99ribu
- suku bunga: 2 -2.99% flat per bulan

Cara Pengajuan:
Proses pendaftaran dan pengajuan aplikasi sangat mudah mendaftarkan diri, Anda hanya perlu menyiapkan KTP, KTP dan foto diri, nomor rekening, NPWP (opsional), dan buku tabungan (opsional)

Dengan adanya aplikasi Penyelenggara, pendanaan atas Usaha Mikro Kecil Menengah dapat semakin meningkat yang mana dapat mempercepat pertumbuhan perekonomian di Indonesia. Selain itu aplikasi Penyelenggara juga dapat menjawab kebutuhan pemerintah dalam meningkatkan inklusi dan literasi keuangan di Indonesia.
Dhanapala brings together loan recipients, namely Micro, Small and Medium Enterprises (MSMEs) and creditworthy individuals with lenders who are looking for alternatives to investment, where the lender gets a more attractive return compared to investing in other products and for loan recipients, they will get a loan that is easy, fast and without collateral.
Dhanapala focuses on business capital loan products for MSMEs and funding through peer-to-peer lending platforms. It is hoped that borrowers can develop their business with fast, easy and safe funding.

Dhanapala provides 2 types of loans, namely:

1. Periodic Loans (UMKM)
- tenor: 3 months
- provisions: for MSMEs
- loan amount: Rp. 2 million - Rp. 200 million
- admin fee: 0.99% of the loan amount, minimum IDR 99 thousand
- Interest rate: 1.5-2.2% flat per month

2. Individual Loans
- tenor: 3 months
- conditions: personal
- loan amount: Rp. 2 million - Rp. 5 million
- admin fee: 0.99% of the loan amount, minimum IDR 99 thousand
- Interest rate: 2 -2.99% flat per month

How to apply:
The registration process and application submission is very easy to register yourself, you only need to prepare your KTP, KTP and photo of yourself, account number, NPWP (optional), and a savings book (optional)

With the Provider application, funding for Micro, Small and Medium Enterprises can increase which can accelerate economic growth in Indonesia. In addition, the Organizer application can also answer the needs of the government in increasing financial inclusion and literacy in Indonesia.
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Additional Information

Updated
August 4, 2020
Size
2.7M
Installs
10,000+
Current Version
1.5.3-production
Requires Android
4.1 and up
Content Rating
Everyone
Permissions
Offered By
PT Semangat Gotong Royong
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