The app works pretty good. The messaging and alerts center could be cleaned up and easier to access. Having me go to a website to view the actual messages is just a poor user experience. Push notifications would be nice in conjunction with the alerts. There is also scenarios that create confusion around payments. For example, when your balance is less than the previous statement balance, it let's you choose to pay more than the outstanding balance. I also don't understand why payments take so long to post. I though ACH was realtime now. Either way, it would be nice to see a pending balance in the interim as well as having the balamce reflect pending charges. This way you don't have to go into charges to figure out what your actual balance will be in a day or so.
I don't Know if it's the app or just new accounts, but I had to activate my card twice and had to sign of for rewards twice. If it's a rewards card, I shouldn't have to enroll in the rewards. The app doesn't show my FICO score bit it's on my paper account. Less than a week with it, maybe it'll get better
Great app let's me quickly pay my bill anywhere I am and helps me keep up to date on all the transactions on my card. Very helpful customer service, my account information was stolen once and they shut it down and got me a whole new account and I paid nothing for it at all. Love Discover and their app one of the best credit cards out there.
The app would work better if the actual app would not crash. Also I give it 2 stars because of the fact that they said I was a fraud because the app crashed during my initial deposit. Worst bank I've ever been with, it's a shame on how you treat soldiers that fight for this country.
I love this app. But if I could have them tweak one thing, it would be the purchases I make. Sometimes it's a little confusing and it doesn't show every purchase I make. The FICO score is awesome. I'm very happy I signed up for this credit card. I was very scared at 1st but I'm establishing so much credit paying everything on time. Thank you discover!
Best credit card app out there. Not to mention best bank. Pay your bill in full every month and actually make money using a credit card! The FICO score provided is an actual credit card FICO score that lenders use before extending credit cards.
- See your Credit Scorecard with your FICO® Credit Score for free with no dings to your credit. Available for both Discover Card and Personal Loan customers.