Emma - Money Manager & Budget Planner Tracker

Offers in-app purchases

Download Emma for FREE and connect your bank accounts to get advanced insights into your spending and save money on bills & subscriptions. ๐Ÿ’ธ

Emma is a budgeting app and expense tracker that helps you take control of your finances by saving a little bit everyday: showing you where you spend your money and identifying areas for improvement. ๐Ÿ“ˆ

You can track your spending by category, manage bills & subscriptions and avoid overdrafts by budgeting smarter from payday to payday. ๐Ÿ’ช


๐Ÿ’ณ Manage all your accounts in one place
๐ŸŽฏ Set monthly budgets and money goals
๐Ÿ“Š Automatically categorise transactions
๐Ÿ’ก Switch energy & broadband providers
๐Ÿ’ฐ Combine your pensions & sync them
๐Ÿšซ Find and cancel paid subscriptions
๐Ÿ’ธ Track expenses payday to payday
๐Ÿ“ฒ Get daily balance notifications
๐Ÿ“† Get weekly spending reports
๐Ÿฆ Identify wasteful bank fees
๐Ÿค‘ Save money every month
โŒ Avoid overdraft charges
๐Ÿฅณ Get notified on payday

Emma is a powerful expense tracker and money management app that can save you ยฃ1000's every year. We use Open Banking technology to analyse your spending and transactions, giving you the power to make smarter decisions with your money. Take control of your finances & start budgeting with Emma. ๐Ÿป

Emma will help you take control of your finances and budget like a pro. Understand your spending, track bills & subscriptions and improve your personal finances with our free budget planner and expense tracker. ๐Ÿ“Š

Want to visualise all your bank accounts, credit cards, savings, investments and pensions in one place? Then Emma is the perfect budget app for you. Just download the app, link your bank accounts and get your free spending report. ๐Ÿ™Œ

Emma is the ultimate budget tracker for people looking to take control of their finances. Our budget planner will aggregate all your bank accounts, display your spending by category and give you the full list of your active subscriptions. You can also see which bills are coming up next and identify any banks fees you have been charged. Emma empowers you to control your spending and budget better while keeping your data safe and secure. ๐Ÿ”’


Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored. Emma also never stores your online banking credentials.


We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesnโ€™t serve the interests of anyone. We think we can provide a great budgeting experience, which relies on a basic principle: caring about our customersโ€™ financial well being. This is who we are and what we stand for. ๐Ÿงฌ

Financial planning has never been that easy. Just link your accounts to Emma and let our spending tracker do the heavy lifting. Whether you're looking to track expenses, manage debt repayments or budget your way to financial freedom, Emma can help with your daily money needs. She'll let you know when you're spending too fast, notify you when you get paid and help you stay on track with your budgets with weekly reports, spending alerts and budgeting tips. ๐Ÿง˜

We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.


Upgrade to Emma Pro for access to premium features, including:

๐Ÿก Compute your accurate net worth (NEW)
๐Ÿ”ง Create custom spending categories
โœ๏ธ Edit, split & rename transactions
๐Ÿ“ฉ Export transaction data as CSV
๐Ÿง‘โ€๐Ÿ’ป Get access to priority support
๐Ÿ”ฎ Build smart rules (NEW)
๐Ÿ’ฐ Create manual accounts
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Whatโ€™s new

Bug fixes & performance improvements.
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Additional information

17 December 2020
Current Version
Requires Android
5.0 and up
Content rating
In-app Products
$2.99 โ€“ $69.99 per item
Offered By
Emma Technologies LTD.
PO Box GU18 5YS, 6 The Orchard, Lightwater, Surrey, United Kingdom, GU18 5YS
ยฉ2021 GoogleSite Terms of ServicePrivacyDevelopersAbout Google|Location: United StatesLanguage: English (United Kingdom)
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