Empresta: FGTS e INSS

500K+
Downloads
Content rating
Everyone
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About this app

With the Empresta app you can request your FGTS withdrawal in just a few clicks!

Additionally, you can request loan simulations, payroll credit cards and much more in a safe way!

It's great because you can access it from anywhere and enjoy the following features:
- Withdraw FGTS 100% online: check your balance and carry out free simulations.
- Store locator: find Empresta stores throughout Brazil, check addresses, telephone numbers and request contact from our representatives
- Request simulations: you can choose the product and request a simulation in a simple, fast and very safe way. One of our consultants will contact you to guide you through each step.

In addition, anyone who is already an Empresta customer can:
- Track orders: see the status and details of your payroll loan, payroll credit card, personal loan, advance FGTS birthday withdrawal and/or payroll card withdrawal

Download for free now and make your daily life easier!

Information and conditions of the main products offered:
Payroll loan
- Interest rate: from 0.99% per month (11.35% per year) to 1.68% per month (22.13% per year)
- Payment term: 12 to 84 months
- Loan value: up to 30% of salary and benefit
- Deadline for repayment/settlement: can be paid at any time from the date of receipt of the loan. The maximum term can be up to 84 months (varies depending on the payment period)
*subject to analysis

Example of a payroll loan with a rate of 1.68% per month:
- Amount borrowed: R$2,000.00 to be paid in 84 months
- Total of 84 installments of R$47.06 (with IOF)
- Total loan amount: R$ 3,953.04
- Tax on financial operations (IOF) of R$ 69.08 and Total Effective Cost (CET) of the operation of 1.84% per month
- Total cost of the Loan: R$1,953.04

Anticipation of FGTS birthday withdrawal
- Interest rate: 1.8% per month (21.60% per year)
- Payment term: from 3 to 10 installments
- Advance amount: varies according to the FGTS balance, with a minimum of 3 FGTS birthday withdrawal installments and the maximum is the available FGTS balance.
- Deadline for refund/settlement: it can be paid at any time from the date of receipt of the amount in the account. The maximum term can be up to 10 years (varies depending on the payment period).

Physical address: Av. Afonso Pena, 1005 - Centro, Belo Horizonte – MG
Official partner: QI Sociedade de Crédito Direto S.A
Privacy policy: https://empresta.com.br/politica-de-privacidade/
Contact: sac@empresta.com.br

Money is good, Borrowing is Much Better!
Updated on
Jul 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, Photos and videos, and Files and docs
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

What's new

Otimizações na velocidade e tamanho do APP

App support

About the developer
Empresta
emprestamarketingdigital@gmail.com
Rua QUINTINO BOCAIUVA 446 LOJA 1 CENTRO UBERLÂNDIA - MG 38400-108 Brazil
+55 31 99267-7161