IDBI Bank PayApt is a complete digital payment solution, giving you the power to pay in just One Tap. Add money with any bank Debit or Credit Card and enjoy One Tap payments on partner merchants.
For support during download or registration please call us at +91-80-46648112.
A proprietary technology conducts three security checks for each transaction, making them highly secure. Be sure to download the app on the same mobile as registered with the bank.
PayApt is convenient, fast and secure. Link your Debit and Credit Card once, pay anytime with just one tap. No need to re-load money again and again. Moreover your card details are secure with the bank and not stored on your mobile phone or on transacting sites. Now supports QR based payments and mVisa merchant payments.
App Permission Details :
• "Device & app History" is used to read logs, to help understand crashes and issues, so we can improve the app.
• "Identity" is used to auto populate email address, name during registration
• "Contacts" is used to retrieve phone number, email address from contacts to send money or recharge.
• "Location" is used to capture location details during transaction and login for improving user’s security. Also used in history to display users location when money was sent.
• "SMS" is used to auto read OTP/MVC/DVC related SMS. Also used in phone verification to send SMS on users behalf.
• "Phone" is used in support and feedback screen to initiate call our support team directly from app.
• "Photos / Media / Files" is used cache images and other non-sensitive server responses for better user experience.
• "Camera" is used for scan your credit card in manage cards screen. Also used for QR Code scanning (this is currently under closed user testing).
• "Microphone" is used for sound based proximity payments (this is currently under closed user testing).
• "Device ID & call information" is used save users device in trusted list if users opts to. Also used for push notification services.