Enzo Wealth

ENZO Wealth

About this app

This is money designed for you. Enzo offers a rewards checking account and a Visa debit card.

- 4.03% on your Enzo Deposit Account Balance with no caps
- Earn 1% cashback on Everything Else *
- Fee-free withdrawals at any in-network ATM nationwide **
- FDIC-insured up to $250,000

*Eligible accounts that meet the minimum monthly balance / direct deposit requirements can earn 10% cashback on Uber, 5% on DoorDash, 2% on rent or mortgage payments, and 1% on everything else, limited to $20 per calendar month and $150 per calendar year. Once the monthly and/or annual limits have been reached, you will continue to earn 0.25% on all of your card spend. The maximum total cashback you can earn in a calendar year is $2,500.

*Cashback on rent or mortgage payments is limited to one transaction per month. Enzo reserves the right to request additional documentation providing proof that the payments are bona fide rent or mortgage payments if it suspects unusual activity. Terms are subject to change. Cashback will be credited to your account the following month for qualifying transactions made the previous month.

*See our Terms of Service for complete details and eligibility requirements.

**Although Enzo does not charge any ATM fees, you may be charged a fee by the operator of an out-of-network ATM. To avoid operator fees, use one of over 55,000 in-network ATMs included within the AllPoint network.

Terms are subject to change. Cashback will be credited to your account the following month for qualifying transactions made the previous month.

Annual Percentage Yield of 4.03% is effective as of 12/15/2022. This is a variable rate and may change after the account is opened.

Enzo is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Enzo Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Ratings and reviews

Been using Enzo services for over a month. Got the first interest credit and everything seems good in most things. Two things I had an issue with. You cannot change the pin # of the debit card in the app, must contact customer service (even though the q&a states that it can done in the app). Also, I had an issue everytime I try to initiate a transfer by Enzo to add or withdraw money from an linked external account. I could only transfer money by initiating ACH by the other bank.

Never been denied for any such account before until Enzo, and they have no transparency whatsoever about the process. On top of this, the only information they provided at all is that there is no period I can wait to re-apply, just that I'll never be eligible to open an account, ever. Better off going with a more established, reliable service like Fidelity which has similar APY and offers far more services.

Easy to use app. Quick interest rate increases

What's new

Mobile Check Deposits are here!

This release allows you to deposit paper checks through the app. Bug fixes, and performance improvements were also made.

Featuring a 4.03% APY on any balance with no requirements. Annual Percentage Yield of 4.03% is effective as of 12/15/2022. This is a variable rate and may change after the account is opened.

Remember to invite your friends to Enzo!