Fi Money: Save, Pay & Invest

213K reviews
Content rating
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About this app

Open a zero-balance Savings Account online in under 3 mins✨The Fi Money app, and its licensed banking partner Federal Bank, provides the perfect digital banking solution for all your money management needs. From getting a Credit Card online & investing in US Stocks to personal loans & expense tracking!

You get a Federal Bank Savings Account online through the Fi app on this platform. It will help you maximise savings, automate payments, get a Credit Card, and invest in Mutual Funds — all while earning rewards 🌟

Why Try Fi?
It's an exciting alternative to complex traditional money management.
✓Money insured up to ₹5 lakh✨
✓No minimum balance🤘🏽
✓Zero FOREX markup on select plans 📈
✓No hidden fees ⚖️
✓Withdraw from any ATM 💳
✓24/7 Friendly customer support ☎️

Make Sense of Your Finances Instantly
- Open a zero balance Federal Bank savings account via Fi in 3 minutes ⚡️
- Use Ask Fi, your finance assistant & decode all things money 🔍
- Connect other accounts to Fi. Track & analyse your money habits 🔗
- Set SIPs & invest directly in 800+ Mutual Funds on Fi @ 0% commission
- Eligible Fi users can get instant loans up to ₹5L via Federal Bank

The Most Rewarding Credit Card Ever
-Get 5% valueback with Fi-Federal co-branded credit card 💳
-Rewards on all your spends — including rent & fuel expenses⛽️
-The card dynamically evolves its reward per your spending pattern
-Up to 5x rewards on the top brands listed in the Fi Collection 🛍️
-Perks: Welcome vouchers worth over ₹5k, Lounge access, 1% forex

Real-time US Stocks investments from India
• Open a free US stocks account in under 3 minutes on Fi⚡️
• No wallet: Invest/buy via your Federal Bank savings account through Fi!
• US Stocks account created with regulated brokers like Alpaca LLC 🦙
• Get access to top-tier stocks like Apple, Tesla, Google & 2000+ others 💸
• US Stocks investments on Fi: 0 brokerages. 0 withdrawal fee ⚖️
• Start investing in US Stocks on Fi with fractional shares worth ₹1000 📈

Get Rewarded For Saving Money
- FIT Rules: Set fun rules that automatically save for you⏱️
- Use Jump, powered by LiquiLoans, and get up to 9% returns p.a 🚀
- Use Fi regularly, make UPI/Card payments & earn curated rewards 🌟

You Spend Smarter, Not Lesser
• Create AutoSave, AutoPay & AutoInvest rules as you go.
• Smart Deposit: A flexible way to save — designed around your goals 🏆
• Instant money transfer: 0 transaction fees. The Fi Protocol works fast⚡️
• Fi will auto-create a unique UPI ID for you! Set a secure UPI PIN yourself, then send/receive UPI payment & transfer money with BHIM UPI.

Safe & Secure
- Our licensed partner bank hosts every Savings Account, Debit Card & Credit Card 💳
- Funds in your zero-balance account remain insured up to ₹5L by DICGC
- Fi Secure gives you state-of-the-art internet security for your money 🔐

● No jargon: We will always communicate with you in plain English 📚
● No paperwork: No branch visits, no queues & no tedious processes ⏳

Frequently Asked Questions❓
1. How do I get a Credit Card?
Our partner bank (Federal Bank) steps in for us here. They use factors like your credit score to determine if you're eligible for a credit card. There's a limited number of credit cards right now, and we're working towards making more available. If you have been invited for a credit card - you should be able to see it on the app. If not, you can express your interest by joining the waitlist.

2. What are the fees and charges for using the Credit Card?
You can find all the fees and charges applicable on your credit card:

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Download the Fi digital banking app and manage your finances now!
Updated on
Sep 15, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

213K reviews
September 14, 2023
App is very smooth and responsive. I love the ui and there are tons of features like creating savings deposit and fixed deposit. The fit rule seems like a really good idea. 0% Forex is a really nice add-on. Been using this for almost a month and didn't face any issues. If the team could add a dark mode theme then it will be amazing and also the debit card that comes with seems cheap and can easily get ruined. I wish there is a upgrade option for better quality and customizable card.
94 people found this review helpful
epiFi Technologies Private Limited
September 14, 2023
Hey Guddu, That's great! We are so glad that you are loving our services and features. We hope to keep the positive experience going on for you and look forward to hearing more from you in the future. Thanks a ton!
Pavithra M
September 17, 2023
Trying to open account from the past 3 months. But im always stuck at "you are at the home stretch" page. It's continuously showing try again. Edit : The previous issue has been resolved. But still even tho im 21 years old (2002, july), still they are showing I've not got the required age asking to come on my 21st birthday (which is already over)!!!!
4 people found this review helpful
epiFi Technologies Private Limited
September 17, 2023
Hey Pavithra, Thanks for reaching out to us. We are sorry to hear about the issue you are facing. Rest assured, we will help you here. Please DM us at with the subject "Playstore Review : 40200" along with a description of your issue so that we can assist you better.
Charleston Rodricks
September 2, 2023
Previous version on the app with a minimalistic layout was much better. The updated layout feels super cluttered and chunky. Frequently used features like transaction history or payments now require more navigation and taps than they did before. Fi needs to go back to the drawing board for UX design!
12 people found this review helpful
epiFi Technologies Private Limited
September 2, 2023
Hey there, We will pass on your feedback to our team and work towards improving your experience on the app. Thanks for helping in making Fi better.