Fi Money: Save & Invest Smart

86.5K reviews
Content rating
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About this app

Open a Savings Account online in under 3 mins! Use Fi's cool features to get better with your money — track your expenses, organise your funds, maximise your savings & automate payments. You also get rewarded for saving🌟

Fi is a one-stop financial services app that comes with an in-built no-minimum-balance savings account! We simply want to make life easy. Powered by cutting-edge tech, Fi helps you know your money, grow your money & organise your funds. It provides everything from hassle-free UPI Payments to a sleek VISA Debit Card with zero forex charges. Think of it as money management 2.0 for a generation of digital natives 👑

Why try Fi?
It's an exciting alternative to complex traditional money management..
✓Money insured upto ₹5 lakh✨
✓No minimum balance🤘🏽
✓Zero forex markup 📈
✓No hidden fees ⚖️
✓Withdraw from any ATM 💳
✓24/7 Friendly customer support ☎️


Make sense of your money instantly
- Get all your personal finance questions answered by Ask Fi, your intuitive finance assistant 🔍
- Gain daily, weekly and monthly insights into your spends; judgement-free 😇
- Fi’s Smart Statements tell you just what you need to know, in plain English.
- With thoughtful and non-intrusive nudges, Fi encourages you to build better money habits 🌱

Get rewarded for saving money
- Introducing FIT Rules: Set fun rules that automatically save for you.
- The world rewards you for spending money; Fi rewards you for saving 🎅
- Use Fi regularly to make smart financial decisions – and earn rewards 🌟
- Besides curated offers, expect hyper-personalised rewards 🍹
- Money doesn’t grow on trees, but with Fi, you'll discover the joy of growing 'Money-Plants' 🌱

You spend smarter, not lesser
- Smart Deposit: A flexible way to save that’s designed around you and your goals 🏆
- Automate your payments: Create rules or set reminders as you go.
- Instant money transfers: Fi Protocol works out the best mode of transfer, and with zero transaction charges ⚡️
- Fi will auto-create a unique UPI ID for you! Just set a secure UPI PIN yourself, then send/receive cash immediately with BHIM UPI.

Safe & Secure
• Our RBI-governed partner bank hosts every Savings Account and Visa Debit Card.
• The funds in your account remain insured upto ₹5 lakh as per the Deposit Insurance Scheme.
• Fi Secure also gives you state-of-the-art internet security for your money and your data 🔐

You remain in control
- With your VISA Debit Card you can enable/disable swipe, online and contactless payments.
- Lost/misplaced your card? Tap to order a new one. Or freeze it in-app ❄️
- Fi’s saving rules: Lets you start saving money today and not wait for ‘tomorrow’.
- Your privacy is our priority; there's no sweeping data ‘under the rug’ at Fi.

And much more!
● No jargon: We will always communicate with you in plain English.
● No clutter: We do the math to show you what you want. Easy-peasy!
● No paperwork: No branch visits, no queues and no tedious processes⏳
● No spamming: We value your privacy and security above everything.

For further information please visit
Updated on
Jun 28, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
86.5K reviews
Subhadeep Paul
July 2, 2022
Beautifully designed! I absolutely love this app. UI & UX is very smooth & Clutter free. FIT rules are phenomenal. Expecting more FIT rules like, Savings for Less Smartphone usage. And One more thing, It would be better if we could save the Beneficiary details and UPI for bank transfers. Everytime writing bank details is a daunting task in this era of UPI. I recommend this app!!! 💚
1 person found this review helpful
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epiFi Technologies Private Limited
July 2, 2022
Hi Subhadeep! Firstly! Thank you for giving us a positive response. We're delighted that you're using Fi, and hope to keep it this way for you and others. Have a nice day!
Vijay Sharma
June 10, 2022
I've been using Fi since a long time. Trust me this is a really wonderful app with end user in mind. Apart from few payment server error this app works fine. Also I had been looking for a feature wherein you could see the icon of person you've recently paid or sometime in past, so that when you want to pay them again you don't have to write the bank details once more. The search feature doesn't shows the person's name even if you write it word-to-word. Thanks Fi Team 😊
618 people found this review helpful
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June 7, 2022
App is very smooth and responsive. I love the ui and there are tons of features like creating savings deposit and fixed deposit. The fit rule seems like a really good idea. 0% Forex is a really nice add-on. Been using this for almost a month and didn't face any issues. If the team could add a dark mode theme then it will be amazing and also the debit card that comes with seems cheap and can easily get ruined. I wish there is a upgrade option for better quality and customizable card.
107 people found this review helpful
Did you find this helpful?
epiFi Technologies Private Limited
June 7, 2022
Hey Sanaullah! Thank you so much for the feedback. We hope to keep the positive experience going for you. 🙌

What's new

Random Trivia: Did you know what the post-pandemic ‘on fleek’ colours are?
Bright Pink, Yellow and Purple.
*Stares at all the shades of Black in the wardrobe*
While you take care of your wardrobe revamp, here are a couple of in-app revamps for you:
- New FIT rule: Round up you transactions and invest the spare change in gold, equity or debt
- Enhancements to specific sections of our UI
- Tweaks to make our code bug-free
Can we colour you intrigued? *winks awkwardly*
Then hit update,