A HECM for Purchase Calculator App (aka H4P) allows an individual to calculate the amount of funds needed to purchase a home using a HECM for Purchase. This app will allow you to run several scenarios based on your age, purchase price amount and the amount of funds you may have available to use as a down payment. Enjoy this Free App whether you are running figures for yourself or for a possible friend, neighbor or customer. Equity Mortgage Solutions is a mortgage brokerage, licensed in the State of Utah. Calculation are subject to change without notice. This is not a loan commitment. All hecm loans subject to approval.