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About MyWay.
MyWay Kopa combines loans and bills payments. It allows you to pay all your bills like Power, Water, insurance, taxi and even betting from a single point. What’s more, MyWay will lend you the funds to pay for your bills and you pay back later at affordable interest rates. MyWay also allows you to buy Safaricom and Airtel airtime from the app.

To qualify for a loan a user;
• Must be 18years and above.
• Have an android enabled phone with the MyWay app downloaded.
• Must be a Kenyan national or an alien residing in Kenya lawfully.
• Not listed with the Credit Reference Bureau
• Not declared bankrupt by a court of law.

Grant of loans
Loans will be granted and paid in Kenya Shillings only. Your loan limit will be calculated using your credit history, credit score and mobile data analysis. Loan repayment amount shall be subject to service charge, commission and interest rates all of which will be driven by your credit score as calculated above.

Payment of Bills and cash withdrawals.
Upon approval, the loan amount will be deposited into your application wallet. From your wallet, you can pay for bills e.g. Electricity, water, Insurance, Taxi, Bet. You can also withdraw the loan amount in cash to your number or send to another MPESA user. Paybills and withdrawals are subject to Safaricom MPESA charges and are not part of our interest charged.

Increasing your loan limit.
Users can increase their loan limits by repaying their loans on or before the due date.

Repaying your loan.
You must repay the loan by the dates specified (due date). If you fail to do so, we will roll over your loan for an additional period and charge you a penalty interest. The roll over fees equals to loaned amount, interest and penalty fee. If you fail to pay the loan by the end of the roll over period, you will be deemed to be in default and maybe reported by us to the Credit Reference Bureau (CRB) under the banking regulations 2013 within 20 days. This will affect your ability to borrow any money in future. You will also be responsible for any costs we or our suppliers may incur in recovering the money.

Email us –
Tel – 0734445087/0703198238/0703198182/0783926515
Twitter –
Facebook -
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What's New

- You can now get MPESA loans as well as pay bills from our app.
- MyWay loans are interest friendly with no hidden charges.
- MyWay also allows to pay all their bills from one point after obtaining a loan.
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Additional Information

July 1, 2019
Varies with device
Current Version
Varies with device
Requires Android
Varies with device
Content Rating
Offered By
Esal Management Consultants
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