Ex Money - Instant Personal Loans for Students

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ExMoney is an app that provides Instant Loan for students.
Student Loans range from ₹ 500 to ₹ 10,000 by giving Tenure of 30 days to 90 days .
And getting Monthly interest rate of 8% to 18% depending on loan availed.
For example: If loan amount is ₹1,000 and interest is 16% with tenure of 30 days
So the Interest rate will be ₹1,000 *16%= ₹160.
ExMoney provides instant personal loans to students all over India.
The loan amount is credited to your bank account directly.
You can start by borrowing from INR 500 and your borrowing limit will keep increasing over the time with good usage as well as your repayment tenure will be increased from 30 to 90 days.

Eligibility:

For instant student loan: You must be a college student over 18 years of age.

Unlike other student loan providers we do not restrict our services to a limited set of colleges. You can be studying in or have graduated from any college in India.

Our ExMoney's purpose and the app's core functionality is to offer you an instant loan at your time of need, which is virtually impossible for a college student to get this kind of loan in India. We are able to accomplish this by using our proprietary algorithms to create a credit risk profile based on your financial SMS data (sent by banks and merchants) and calling patterns (based on your call logs). This allows us to make a loan offer best suited for your needs. The private information you share with us is stored using the best security protocols.

Documents required for Student Loan:
1. ID Proof (College ID card)
2. Address Proof issued by Government of India(Aadhar card/Voter ID Card/Driving License/Passport)
3. PAN card
4. People from Andhrapradesh , Telangana , Karnataka , Kerala , Tamilnadu only Acceptable


That’s it! Isn’t it easy? Simply upload photos from your mobile and take a quick personal loan.

How it works:

1. Download the ExMoney App or Use www.ExMoney.in Website
2. Upload KYC information, Address Proof and Student ID card
3. Wait for few hours for your information to be verified by us. Get SMS alert when verified
4. Select the loan amount and the date of repayment.
5. Get an instant money at your Bank account directly.
6. Repay anytime before due date at your convenience using Debit Card, Credit card ,wallets or UPI.

The entire process is 100% online and really quick!!

Uses:

1. College expenses.
2. Tuition fee.
3. Exam fee.
4. Hostel fee.
5. Mobile recharge.
6. To purchase books.
7. To Travel – Bus, Taxi, Train, Flight.
8. Eat out.
9. Utility bill
And anything else you want to use the money for :)

Support:

For more answers visit http://www.exmoney.in

For help email us at support@exmoney.in

Permission Required by app:

Phone:
To prevent fraud by uniquely identifying the device & restricting unauthorized devices to act on user's behalf.

Contacts:
To collect contact info to detect references & auto-fill forms during the loan application.

SMS:
To read SMS to understand purchasing behavior for assessing credit limit.

Others:
Location to provide serviceability of loan application.
Camera & Storage to allow capture images & upload documents.
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What's New

Instant Pocket Money for College Students in India. Download and Borrow Now!!
Fixed Bugs and Added New Feature
Read more
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Additional Information

Updated
September 15, 2020
Size
11M
Installs
10,000+
Current Version
1.1.12
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
Ex-Money
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