462K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Get your Experian credit report and FICO® Score*—all free, no credit card needed. Instantly raise your FICO Score with Experian Boost™†, get notified about changes to your credit with monitoring and alerts, and explore personalized credit card, loan and auto insurance options to find the best fit for you.


• Experian credit report and free FICO® Score*
Check your FICO Score and credit report in the app anytime, anywhere. It doesn’t hurt your credit, and no credit card is required. Sign in for automatic updates every 30 days.
Plus, get to know your credit in a whole new way—see what factors are helping or hurting your FICO Score, track changes to your credit over time, and learn actions to take for better credit.

• Experian Boost
Instantly increase your FICO® Score by getting credit for bills you already pay, like your cell phone, utilities and streaming services.

• Credit monitoring and alerts
Always be in the know with credit monitoring and alerts. Turn on push notifications to find out if your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.

• Marketplace‡
Choose the credit card, loan or auto insurance that’s right for you. Compare personalized options matched to your unique credit profile and FICO® Score.

• Experian CreditLock§
Protect yourself against identity theft by locking your Experian credit file. We’ll send you real-time alerts if someone tries to apply for credit in your name while your file is locked.

Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com
†Results may vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost. To learn more: https://www.experian.com
‡Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. To learn more: https://www.experian.com

§Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

© 2022 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.
Updated on
Feb 2, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App activity
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted
462K reviews
Christina DeRousse
February 1, 2023
The app works well, but the notifications are annoying, and basically, click bait. They say your score increased when, in actuality, it hasn't. It's frustrating to get your hopes up just to be let down. If my last score increase was 6 weeks ago, I don't need another notification acting as if it just happened.
59 people found this review helpful
Did you find this helpful?
February 1, 2023
Thank you for the feedback, Christina. If you have any questions or concerns, please send us a message through your membership or reach out to us on social media for assistance. Thanks. -Lori
Gerald Mirabal
January 29, 2023
Alerts will not go away. Tried clearing the cache and data from the app, force stopping, and uninstalling and re-installing the app. Also reached out tech support stating this but they had sent a generic message stating to do what I've already done. Badges are completed useless as well as they have no affect on your credit score. What is the point?
47 people found this review helpful
Did you find this helpful?
January 30, 2023
Hi Gerald. Thanks for reaching out. You will be unable to delete alerts via the mobile app but will be able to online on your desktop or pc. I hope this information has been helpful. For further assistance, please send us a message through your membership or reach out to us on social media for assistance. Thanks. -Lori
January 23, 2023
Been using this app since 2020 and have been subscribed to the paid plan to monitor my credit. Overall great app, great platform. I've been able to stay on top of my credit repair journey every step of the way. Started with a 580 credit in 2020, after losing my business, and drowning in debt (due to the pandemic). Now, I'm just under 700, and Experian has helped pair me with some really good Capital One credit cards that have helped me build my credit even more.
80 people found this review helpful
Did you find this helpful?
January 23, 2023
Hey Colin. Thanks for the feedback. We are delighted to hear that you like our app and found it to be useful. -Vivian

What's new

Now you can schedule and manage a security freeze directly in the app—anywhere, any time. Easily freeze your Experian credit file to protect against fraud, and unfreeze your file when applying for credit so lenders can access it.