Siddhartha BankSmartXP

2.89K reviews
Content rating
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About this app

Siddhartha BankSmart is Siddhartha Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Siddhartha Bank. This App will be regularly updated with additional new features.

Key Features:

1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User Friendly, Safe and Secure
9. And Many More Exciting Features

Siddhartha BankSmart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Siddhartha Bank, and you need to subscribe to the Siddhartha Bank's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Siddhartha BankSmart is a Member of Fonepay Network.

Smart Banking for Smart People.
Updated on
Sep 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted
2.89K reviews
norbu sherpa
June 14, 2022
Worst experience i've ever had. Lots of bugs.. i have been having trouble whole using balance transfers and top ups..once i top up Rs.1000 to my network but it wasnt succesful for 3 times. But finally it was succesful and surprisingly all previous transactions were succeded at once. Now they took Rs.3000 from my statement. I called customer service and they said its non refundable after its top up. I didnt wanted to top up 3k in a single device at once.
35 people found this review helpful
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Siddhartha Bank
June 14, 2022
Dear sir/ma'am, we would like to apologize for the inconvenience. Kindly share transaction details at so that we can check and arrange for needful solution for you.
August 18, 2022
The new update has a lot of bugs. I am asked to set the security questions every time I log in even though I have set it up already (multiple times). Also, the email verification email went to my spam folder that made me think the email wasn't being sent, and even after verifying the email, the UI in the app still says unverified and shows an error if I try to click the "Send Verification Email" button.
62 people found this review helpful
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Siddhartha Bank
August 23, 2022
Dear sir, we are sorry that you're having issues with the app. Can you write to us at Kindly include a description and screenshot of the issue you are facing, and the account details. We will investigate immediately & solve the issue. Thank you, Siddhartha Care.
September 27, 2022
If we can only generate statement for 30 days then there should be just one date selector or make the other one optional. it's annoying when it says range cannot be more than 30 days and then it resets both date selector. We then have to again go back and select both dates while making sure it doesn't exceed 30 days.
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Siddhartha Bank
September 27, 2022
Dear Sir, Thanks for the feedback and rating. You can send us the mail at for any suggestions/feedback regarding our app to make it better and more user friendly. Thank you, Siddhartha Care.

What's new

- Siddhartha Mobile Banking with exciting features