Siddhartha BankSmartXP

4.4
43.3K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Siddhartha BankSmart is Siddhartha Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Siddhartha Bank. This App will be regularly updated with additional new features.

Key Features:

1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User Friendly, Safe and Secure
9. And Many More Exciting Features

Siddhartha BankSmart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Siddhartha Bank, and you need to subscribe to the Siddhartha Bank's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Siddhartha BankSmart is a Member of Fonepay Network.

Smart Banking for Smart People.
Updated on
Jun 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
43.2K reviews
Prazuu Chudal
June 29, 2026
Honestly, I am done with this app. Every time I need to make an important payment, the server is down or the app won't open. I have faced this problem again and again. What's the point of a banking app if it doesn't work when you need it most? One of the most unreliable apps I have ever used.
1 person found this review helpful
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Siddhartha Bank
June 29, 2026
Dear Sir/Mam, Thank you very much for your feedback/review and rating. We kindly request you to update the Siddhartha BankSmartXP application by visiting the Play Store or App Store. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care.
Harshit Bajracharya
April 25, 2026
I have tried logging in at least 40–50 times, but it repeatedly shows ‘authorization failed.’ This banking app has been extremely disappointing and frustrating to use. In my experience, it is one of the worst and most unreliable banking applications I have encountered. Honestly, I regret opening an account with this bank. Based on my personal experience, I would not recommend others to open an account here.
9 people found this review helpful
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Siddhartha Bank
April 26, 2026
Dear Sir/Mam, We apologize for the inconvenience caused. We will consider your kind feedback for the improvement of bank service and better customer experience. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care.
Suna Saud
July 10, 2026
Overall, the app is good, but the mobile banking feature occasionally fails to open. Just need to fix this problem
Did you find this helpful?
Siddhartha Bank
July 13, 2026
Dear Sir/Mam, We apologize for the inconvenience caused. We will consider your kind feedback for the improvement of bank service and better customer experience. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care