Jyoti Smart

3.1
1.06K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

Jyoti Smart is Jyoti Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank. This App will be regularly updated with additional new features.

Key Features:

1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User Friendly, Safe and Secure
9. And Many More Exciting Features

Jyoti Smart helps protect your information by using 128-bit SSL encryption when you are logged on.

To be able to use this App, you first need to have a valid account maintained at Jyoti Bikas Bank , and you need to subscribe to the Jyoti Bikas Bank Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Jyoti Smart is a Member of Fonepay Network.

Smart Banking for Smart People.
Updated on
Jan 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.1
1.06K reviews
Saroj Subedi
November 21, 2020
I am having issue while logging into my account. The app shows error message saying, "it's taking too long to process your request ". Really tired of this, please fix ASAP.
69 people found this review helpful
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LN L
February 15, 2021
Poor app When I am trying to change password it shows "Your login session is expired. Please login again." I am tired of it please fix this problem soon. It's not fair. Other bank's apps are more smarter than this.
56 people found this review helpful
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Niket Ghimire
September 14, 2023
Bad service .. every time problem occurs... other bank app run smoothly in slow data also but Jyoti bank ...I am surprised..if you are not able to give proper service then why are you running this application...to much torture
20 people found this review helpful
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Content rating
Everyone
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App support

About the developer
F-1 SOFT INTERNATIONAL
support@f1soft.com
M&S Tower Lalitpur 44600 Nepal
+977 980-1079769

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