Fazza is a digital financial app that helps you save, invest, and make smart QRIS transactions. With savings interest rates of up to 9% per year, free interbank transfers, and QRIS payments at millions of merchants, you can handle all your financial needs from just one app.
๐ฐ Save with high interest rates of up to 9% per year
Fazza offers high-interest savings accounts with flexible terms ranging from 1, 3, 6, and 12 months. You can save with interest rates of up to 9% with no hidden fees and no minimum balance requirements. It's perfect for those who want to set aside money each month for better results than a regular account. All your savings are secure because Fazza partners with the Smart Cash Cooperative, which is supervised by the Ministry of Cooperatives and SMEs and holds an official license from the Ministry of Communication and Information Technology (Kominfo).
๐ Easy and secure digital investments
In addition to saving, you can also make digital investments directly from the Fazza app. Choose products that suit your financial goals, from short to long term. Monitor your results transparently. Fazza's investment features are designed to help you build a portfolio safely, flexibly, and easily accessible at any time. Starting with a small amount, you can learn to invest with calculated risk.
๐ธ Free interbank transfers via BI-Fast
Enjoy the convenience of free transfers throughout Indonesia without complicated restrictions.
Fazza is connected to the BI-Fast system, so you can send money to BCA, BRI, Mandiri, BNI, and other banks quickly, securely, and without additional fees up to 10 times per month. All transactions are real-time, so money reaches the recipient in seconds.
๐ช Convenient QRIS payments at millions of merchants
Use Fazza for QRIS payments at stores, restaurants, cafes, and your favorite online merchants. Just one QR code is enough for all types of payments, whether from e-wallets like GoPay, OVO, Dana, or mobile banking. With QRIS on Fazza, you can pay quickly, securely, and automatically recorded in your transaction history. This feature is perfect for those of you who want to manage daily expenses without the hassle.
๐ณ Top up e-wallets & bills directly from Fazza
Top up your e-wallet balances like GoPay, OVO, Dana, or ShopeePay directly from the Fazza app. Plus, you can pay your electricity, internet, water, and mobile phone bills without having to switch apps. All payments are made in one place, helping you save time and manage your finances more efficiently.
๐ Fazza Pockets for a more organized budget
The Fazza Pockets feature makes it easy to separate your personal and business finances. Create different pockets for household needs, savings, emergency funds, or investments.
This feature allows you to be more disciplined and transparent in managing your daily finances.
๐ Guaranteed transaction security
Fazza prioritizes the security of every transaction. All user data is encrypted and protected with two-factor authentication (2FA). Fazza also partners with official institutions and holds an Electronic System Operator (PSE) license, so you can save and invest with peace of mind.
Why Fazza?
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High-interest savings up to 9% per year
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Flexible tenors: 1, 3, 6, or 12 months
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Safe & easy digital investment
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Free interbank transfers (BI-Fast) 10x per month with no conditions
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QRIS payments at millions of merchants
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E-wallet top-ups (GoPay, OVO, Dana, Shopee Pay) & complete billing
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Budgeting features
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Attractive cashback & referral program
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Free monthly admin fees
About Fazza
Fazza is an innovation from PT Payfazz Teknologi Nusantara, a financial technology company with experience in providing digital financial services in Indonesia. Fazza is committed to supporting financial inclusion through digital solutions that are easily accessible to all.
Start managing your finances, saving with high interest rates, and investing with one app. Download Fazza now and enjoy interest rates of up to 9% per year and free transfers throughout Indonesia!