Fidelity Spire®: Save + Invest

251 reviews
Content rating
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About this app

Fidelity Spire® is a free, goal-based app designed to help you plan, save, and invest smarter.

Set your goals and track progress 
• Track your progress by linking Fidelity and non-Fidelity accounts to your goal’s timeline 
• Don’t worry about knowing what kind of account to stash your money in—we’ll help you explore options to help you save and invest 

It’s easy to open an account right from the app 
• Whether you want to invest on your own or want us to do it for you, Fidelity has a range of accounts for you to choose from. Fees vary based on your investing decisions. 
• You can conveniently open these accounts right from the app: 
o The Fidelity® Cash Management Account 
o The Fidelity Account®  
o Fidelity Go®  
o Traditional, Roth and Rollover IRAs 

• Make payments and manage your bills with Bill Pay 
• Trade directly from the app to buy or sell stocks, mutual funds, and ETFs. Now, you can create a watchlist to keep an eye on your favorite stocks, mutual funds, and ETFs.
• Transfer money in, out, and between your Fidelity accounts and outside bank accounts – now you can schedule automatic monthly transfers from your bank to Fidelity accounts 
• Deposit a check into your Fidelity accounts directly from the app  
• Pay Venmo® or PayPal® contacts directly in the app 

Improve your financial wellness
• Our spare cash calculator helps you see whether you’re spending more money than you bring in, or if you’ve got spare cash in your monthly budget
• See what you can do to help improve your financial wellness, by deciding where to put any spare cash or learning strategies to live within your means  

Don’t pick—prioritize  
• The decision tool helps you see the impact of putting money toward one goal versus another to help you make smart decisions 

Find simplified financial education  
• We’ll help you grow your financial smarts along the way, with guidance that’s specific to your goals and interests
• The trade hub is your guide to trading with how-to’s and educational content 

Full financial picture  
• Bring your non-Fidelity account balances into the app and keep track of everything in one place. You can link these outside accounts using Fidelity’s Full View®, powered by eMoney Advisor, LLC.  

Ask the Virtual Assistant (VA)  
• Tap to connect with the VA for support when you need it – now voice enabled 

Investing involves risk, including risk of loss.  

The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as your main account for securities trading. Customers interested in securities trading should consider a Fidelity Account®. 

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. 

Full View® is an account aggregation service subject to its own Terms of Service, Privacy Policy and Security Policy. Review carefully prior to use. 

Workplace savings account functionality is limited to viewing account information only.  

Fidelity Spire® app is free to download. Accounts made available in the app may be subject to fees.

Venmo, PayPal, and Fidelity Investments are independent entities and are not legally affiliated.

We care what you think. With your help, we’re able to constantly improve our Fidelity Mobile® apps to address the concerns you bring to our attention. All the feedback you provide is valuable to us—we read and consider every comment we receive. 

The trademarks and service marks appearing herein are the property of their respective owners. Fidelity Brokerage Services LLC, Member NYSE, SIPC.

Updated on
Jun 23, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
Data can’t be deleted
251 reviews
Fang 86
February 7, 2021
The UI is pretty good - way better than normal fidelity app - though sometimes it feels too "busy." Also, some buttons are too big (like the button in the "more" tab. It might be nice if there was a bar at the bottom for the buttons normally in the "hamburger" menu. Aside from that, there is also a lack of capability, which the devs are addressing. The app doesn't have much to offer at the moment. I would love if this app was as capable as the original Fidelity app.
40 people found this review helpful
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Tom J
June 29, 2021
This app lacks a large number of features that the regular fidelity app has. I'm a conservative investor, but I like the ability to sell covered calls on my positions, and this app can't do that. It looks more "modern" but even as a millennial, I hope they continue to maintain their main fidelity app into the future. Spire isn't a terrible product, but it lost function in exchange for form. Fidelity is a great company, and I'm very happy investing with them. This app just isn't it.
36 people found this review helpful
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April 4, 2021
Bad app that's only better than the original Fidelity app in terms of aesthetics....and that's not saying much. Add watchlist and fix the bug saying no eligible trading accounts when it clearly shows my brokerage account listed on the accounts page. Show all positions and ticker details on one page. Stop scrolling users back to the top of page when we click back on something...I dont want to scroll all the way back down...just add a back to top button instead.
9 people found this review helpful
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What's new

We’ve made some performance enhancements to improve Fidelity Spire® for you:

• Set your home screen to personalize your app experience and get to the right place faster
• Our new spare cash calculator can help you see whether or not you have spare cash in your monthly budget, and tips to help improve your financial wellness
• Bug fixes and performance enhancements

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197