Want to shop online but don't have a credit card? Or too lazy to apply for one? Afraid that your credit card will get hacked? Unsure whether the online store will send you the product or not? Then Kredivo is for you.
Kredivo is an award-winning app (Google Play Best Apps of 2017) that evaluates your creditworthiness in real time and gives you credit to shop online. The registration process is just 1 minute and approval is given in a few hours.
If approved, you can use Kredivo on Tokopedia, Shopee, Lazada, Bukalapak, Blibli, and 200+ other merchants and buy with just 2 clicks. You can also take personal loan, buy pulsa/data and pay other bills inside the Kredivo app directly. And the best part of all? You can pay in 30 days or installment in 3/6/12 months. As easy as 1-2-3!
Get a transaction limit of up to Rp 3.000.000 for Pay in 30 days, or up to Rp 20.000.000 for 12-month installment. For Pay in 30 days, Kredivo charges 0% interest. For installment, you pay an interest of 2.95% per month.
Kredivo is registered and regulated by OJK.
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Business address: Rukan Permata Senayan E52-55, Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210
Permissions needed in the app:
Kredivo requires your mobile's IMEI to reject duplicate applications via the same mobile device.
App will scan through contacts to build out the user's social graph and use this for the credit approval decision
App will automatically read verification code sent via SMS to expedite the registration process
App will scan through call logs to check against known fraud users and calculate out calls' duration and use these for credit approval decision
App will provide better security for your account, and also send timely promotions