Planning to buy a new car or lease an SUV at the dealership? Don't let the car salesman fool you! The Auto Loan Payoff Calc is the ultimate offline car payment calculator that puts the negotiating power back into your hands.
Instantly compare the exact monthly payments of Buying (Financing) vs. Leasing a vehicle. Calculate interest rates, down payments, trade-ins, and local sales tax with 100% accuracy right on your phone.
🔒 100% OFFLINE & PRIVATE
Use this app right inside the dealership without needing internet or Wi-Fi. No data collection, no account required. Your financial numbers are purely your own!
💡 HOW IT WORKS:
Switch between two dedicated modes:
🚗 BUY (AUTO LOAN) MODE:
• Enter Car Price, Down Payment, and Trade-in Value.
• Add Interest Rate (APR) and Loan Term (Months).
• See your exact Monthly Payment and Total Interest Paid instantly.
🚙 LEASE MODE:
• Enter Capitalized Cost, Residual Value, and Money Factor (MF).
• The app automatically converts MF to APR and calculates your exact Monthly Lease Payment including taxes.
✨ KEY FEATURES:
• Accurate Auto Finance & Lease Estimator.
• Instantly compare Buying vs. Leasing.
• Include Trade-In value and Sales Tax.
• Unlock the Month-by-Month Amortization Schedule.
• Automotive-themed UI with a real-time digital dashboard.
Don't overpay for your next ride. Download the Auto Loan Payoff Calc now and drive away with the best deal!