Findeed - Personal Loan app

Make your dreams come true! Findeed is the best loan app to meet your financial needs. Get an unsecured personal in simple and easy steps. You can avail personal loans as a direct transfer to your bank account. We aim to help you avail loans manage your financial needs and meet your aspirations.

Features
Easy and friendly application and agreement process through our mobile app
Apply anytime, anywhere from the convenience of your phone
Collateral free loans upto ₹ 60,000
Need only ID & Address proof.
Easy deduction of EMI from your salary by partnering with employers

Eligibility

1. You must be between 22 - 60 years of age
2. You must be a resident of India and holding valid ID and Address Proofs.
3. You must have a valid PAN
4. You must have a valid Aadhar or Voter ID
5. Your Employer/School must be empanelled with us.

How it Works
Download Our App - install Findeed from Google Play store and get started
Fill in few basic details about yourself
Upload your KYC documents (ID and Address proof)
Select the Loan amount and tenure
Provide two Vouchers from your circle of friends and family
Accept loan agreement and provide bank account details for disbursement of loan amount

Findeed is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application and agreement.

Amount, Tenure, Fees and Charges

Loans range from ₹10,000 to ₹60,000 with payment tenures of 3 to 12 months. Interest rates range from 1.5% to 2% per month, simple interest. A small processing fee is charged for the loans which ranges from ₹600 - ₹1000 depending on the loan amount. The charges and the eligible loan amount vary based on the risk profile of the users.
Penalty is charged only when someone delays their scheduled payment.

In addition to it, GST will be applicable only on the fee components as per Indian laws.

Sample Loan Calculation Example below

Loan amount: ₹ 30,000
Interest Rate: 2% flat rate per month; 24% Flat per annum
Loan Duration: 9 months
Total Interest Payable = ₹ 5,400
Processing fees (PF) + GST = ₹ 600 + Rs 108 = ₹ 708
In-Hand Amount: Loan Amount - (Processing Fees+GST) = ₹ 30,000 - ₹ 708 = ₹ 29,292
Total repayable Amount: ₹ 30,000
Monthly EMI Repayable: ₹ 3,933
The deductibles (PF + GST on PF) are deducted upfront during the loan disbursal.


Our Locations: We are operational in the following cities: Bangalore, Hosur, Chennai, Hyderabad.
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What's New

New Feature
- Reuse of documents
- Reuse of information
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Additional Information

Updated
February 19, 2021
Size
30M
Installs
10,000+
Current Version
1.4.6
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
Findeed Solutions Pvt Limited
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