FINETIKS - High Return Saving

FINETIKS

About this app

Ever wonder where your bank balance vanishes to? It’s time to switch to FINETIKS, the AI-powered financial app that acts as your personal assistant to Control, Organize, & Grow your wealth right in the palm of your hand!

From tracking income and expenses to flexible emergency fund savings and global stock investing, everything is made super simple and drama-free.

🚀 [NEW] FINETIKS Invest: Own US Stocks & ETFs Starting from $1!
It's time to upgrade your assets to a global level. Don't just be a consumer, become an owner of your favorite global tech giants with a much more seamless experience.
- Lightning-Fast Signup: 100% digital KYC process, completed in under 5 minutes.
- Affordable Investing: Starting from just $1, you can buy fractional shares of top US companies.

📅 [NEW] Custom Payday: Freely Set Your Own Payday!
Is your budgeting cycle messy because your payday is different from everyone else? This feature is here to save the day.
- Accurate Tracking: Customize your daily financial dashboard to match your actual payday.
- Maximum Control: Make your spending and income cycles more measurable, keeping you from going broke mid-month.

💰 FINETIKS VIP Save: High-Yield Savings, Paid Out Daily!
Maximize your idle cash or emergency funds with VIP Save. Enjoy high yields similar to time deposits, but with the flexibility to withdraw anytime.
- High Interest: Yields up to 4.25% p.a. that are paid out and added to your balance every morning!
- Safe & Secured: An official collaboration with Bank Victoria, regulated by the OJK, and insured by the LPS.
- Zero Admin Fees: Keep 100% of your balance with no hidden monthly deductions.
- Bonus Protection: Free transfers up to 10x/month + a bonus life insurance coverage of up to Rp5 Billion (5x your balance).

🎯 FINETIKS Pocket: Achieve All Your Financial Goals
Separate your money into dedicated digital pockets so it doesn't get mixed up with your daily spending money.
- Create specific budgeting slots for Emergency Funds, Home Down Payments, Vacations, or Wedding Funds.
- Monitor your progress toward your targets with clear and motivating visuals.

🤖 FINZ AI: Smart Financial Assistant, Hassle-Free!
No more headaches from manually typing into Excel spreadsheets. Let AI do the heavy lifting for your wallet.
- Voice Tracking: Done shopping? Just speak to your phone, and the AI will log your expense within 3 seconds.
- Receipt Scanner: Take a photo of your receipt, and the AI will automatically break down and categorize your items.
- Smart Budgeting: Get cash flow analysis and fun financial challenges together with a Certified Financial Planner (CFP).

🔒 Bank-Grade Security
FINETIKS is fully committed to protecting your data privacy. We are an official member of AFTECH, registered with the OJK & KOMDIGI, and ISO 27001 certified with the highest standard of bank-level data encryption.

It's time to manage your finances the modern way in 2026. Control your spending, Organize your savings, and Grow your investments with FINETIKS.

Download FINETIKS now and experience the magic!

What’s new

Invest in US Stocks & ETFs Starting from $1!
Now you can directly buy US stocks and ETFs from your favorite global companies right inside the app. Signup is 100% digital and completed in under 5 minutes. It’s time to grow your assets globally in a more seamless way!

Try and update now!