FINETIKS - High Return Savings

FINETIKS

About this app

Saving, but make it extra.
Better money management plus FREE life insurance coverage up to IDR 5 Billion.
Maximize your money with FINETIKS VIP Save (up to 5.25% p.a.)*

FINETIKS is an AI-powered finance app that helps you manage money, track expenses, control cash flow, and grow your savings.

[NEW] — FINETIKS Auto Saving: Automatic & Consistent Saving
No more reminders needed. Auto Saving automatically moves your money into savings based on your financial goals.
- Automatic: Funds are allocated without manual transfers
- Consistent: Helps you build a saving habit without forgetting
- Goal-Based: Set allocations based on your financial targets
- Flexible: Monitor and adjust anytime

FINETIKS VIP Save: High-Interest, Secure & Flexible Savings
Enjoy high returns without locking your funds. Perfect for Emergency Funds or money you may need anytime.
- High Returns: Up to 5.25% per year*
- Secure & Protected: In partnership with Bank Victoria, regulated by OJK & BI, and covered by LPS deposit insurance
- Flexible Access: Withdraw your money anytime
- Extra Perks: Up to 10 free transfers per month + free life insurance coverage
- Daily Growth: Returns calculated daily, so your balance keeps growing
- Zero Admin Fees

FINETIKS Pocket: Separate Your Savings by Goals
- Create dedicated saving pockets for each financial plan (Emergency Fund, Dream Vacation, Home Down Payment, Education Fund)
- Track your progress clearly for every goal
- AI-powered auto saving coming soon

FINZ AI: Your Smart Daily Finance Assistant
FINETIKS comes with AI features to make money management easier:
- Auto Expense Tracking: Log expenses via manual entry, voice, or receipt photos
- Smart Budgeting: Set budgets and monitor daily cash flow
- Financial Missions: Build better money habits and get opportunities to learn from Certified Financial Planners (CFP)

About FINETIKS
FINETIKS partners with PT Bank Victoria International Tbk (listed on the Indonesia Stock Exchange, licensed by OJK & BI, and an LPS participant) to provide the VIP Save savings product.
FINETIKS is an official member of AFTECH, registered with OJK & KOMDIGI, and ISO 27001 certified to ensure your data security.

Level up your finances today. Manage your money smarter, save more consistently, and achieve your financial goals.

Download FINETIKS now.

What’s new

Smarter saving starts here!
- Introducing Auto Saving to help you manage and split your funds automatically
- You can now send money from FINETIKS with free transfer benefits
- Performance improvements and bug fixes for a smoother experience