Challenging to setup, but worth the effort Forces you to be disciplined with your spending. I didn't realize that you could go to the desktop version to change the names of folders. Not explained clearly on mobile version. I love the detailed pages showing money movement & you can quickly see when you need to put the brakes on spending, as long as you consult it before you pull out your debit card! Have not had the free consultation yet; I'm sure some of my questions could be answered then.
This is a simplified version of the web app - but is great for tracking and budgeting on the fly. After four years of experience with a paper budget, this is a real time saver. What used to take 2 solid hours at the end of each month now takes 2-3 stress free minutes a day. One minor limitation - it doesn't look like you can split transactions between envelopes on the mobile app. You would have to do that through the web version.
I really think this helped me budget. It took me a while to get use to the app but it was worth it. Now I'm more conscious of where my money is going. I like that i can choose which accounts to keep track of. Other apps i tried wouldn't allow me to select only certain accounts because they were at the same bank. I also really like the website. Makes it easy to access anywhere.
I've been using for 4 months. Been in communication with support. None of the bugs have been resolved. Just needs refinement. Works OK. UPdate: I just cancelled and received poor customer service. App simply doesn't work. Transactions disappear randomly while assigning an envelope. Try every dollar ...Better technology same price
It was fun at first until it asked for my bank account info and they started calling me. I personally don't trust apps with my bank info in case of a hack. As far as the calling, I'd like the option to opt out. I'm shy and don't enjoy people calling my number without my permission. Wish they would have warned me before I signed up. I can follow cues and already know how to budget on my own. I just wanted to try it while on my phone instead of a pen and paper. Finding another app and cancelling my account with Mvelopes.
Signup process is suspect. They have a preselected opt-in check box *below* the confirm button of the signup form. Hard to notice on a small screen. 5 mins after signup you get a phone call that among other things asks about your debt. Privacy fail. Opt-ins to discuss finances need to be true opt-ins, not obscured preselected check boxes. Uninstalling.
- Better tutorials and suggestions
- Bug and Stability Fixes.
Manage your personal finances and easily track your money, expenses, budget.