airpay money: Your Finance App

AIRPAY MONEY PRIVATE LIMITED

About this app

Trusted by 1 lakh+ users, airpay money is a personal finance app that helps you manage and grow your money in one place. Invest, borrow, or plan ahead — airpay money brings powerful, data-backed tools to your fingertips.

🆕 What's New:
✦ New Financial Health Check - a full diagnosis of health cover, term cover, goals, emergency fund, budgeting & cashflow, and loan & debt
✦ Net Worth - see your assets and liabilities in one view
✦ Credit Score - check, understand, and improve your score
✦ Bug fixes and performance improvements

Why airpay money?
✅ Financial Health Check: Monitor your Financial Health Score and spot gaps in your journey
✅ Net Worth & Credit Score: Track what you own vs. owe, anytime
✅ Financial Calculators to help manage your finances better
✅ Investment: Mutual Funds, NPS, Digital Gold & Silver, Fixed Deposits & US Stocks
✅ Insurance: 2-Wheeler, 4-Wheeler, Health & Life
✅ Loans & Credit: Business Loan, Gold Loan, Loan Against Securities, and Credit Cards
✅ Secure login with mobile number, Google, Apple & biometric security
✅ Financial Planners: Plan and track your budget, and maximise tax savings

Key Benefits:
✅ Paperless onboarding
✅ 360° personal financial wellness platform
✅ 100% Secure & Compliant — Registered with SEBI, AMFI, IRDAI, BSE, and PFRDA
✅ Real-Time Portfolio Tracking

What is a Financial Health Check?
Our instant Financial Health Check (FHC) overviews your savings, investments, taxes, loans & insurance — highlighting gaps and ways to close them.

Investments on airpay money:
✅ Mutual Funds: Invest, track, and manage from a single dashboard
✅ Digital Gold & Silver: Build long-term wealth from just ₹1. Shine bright with every rupee!
✅ Fixed Deposits: Up to 2% higher interest than banks on RBI-regulated FDs
✅ US Stocks: Ready-made baskets of top US companies
✅ NPS: Smart retirement planning and tax-saving opportunities

Credit Cards:
✅ Apply for credit cards with digital KYC

Loans with Quick Approvals:
✅ Gold Loan — attractive interest rates
Lending Partner: Muthoot Fincorp
Loan: ₹1K to ₹5Cr | Tenure: 6M–12M | ROI: 11.99%* p.a. | Maximum APR: NA

✅ Loan Against Securities — avail funds while retaining assets
Lending Partner: ABHI Loans
Loan: ₹10,000 to ₹1Cr | Tenure: 1M–36M | ROI: 11% p.a.

✅ Business Loan — apply easily at attractive interest rates
Repayment Type: EDI | Loan Amount: ₹50,000–₹5,00,000 | Tenure: 104/156/234/313 days | ROI: 28% p.a. | Maximum APR: 32% | Repayment Frequency: Daily
Example: Loan ₹1,00,000, Tenure 156 days, ROI 28% p.a., Interest Payable ₹11,967, Total Repayment ₹1,11,967

Repayment Type: EMI | Loan Amount: ₹50,000–₹3,00,000 | Tenure: 1–24 months | ROI: 24% p.a. | Maximum APR: 32% | Repayment Frequency: Monthly
Example: Loan ₹1,00,000, Tenure 12 months, ROI 24% p.a., Monthly EMI ₹9,460, Total Repayment ₹1,13,520

Disclaimer: airpay money acts as a facilitator for all loan categories and has partnered with RBI-registered NBFCs & Banks to offer loans. All financial products are offered directly to consumers through NBFCs, Partner Banks, and other Financial Institutions. Loan Amount, Interest Rate, and Processing Fee depend upon the borrower's profile and the lending partner's policies. Real-time portfolio tracking implies real-time updates on net-worth portfolios. All charges and interest rates are prescribed and controlled by lenders. airpay money does not have any control over the final credit assessment.

airpay money facilitates access to financial products through licensed partners. We are not an Investment Advisor, and we do not provide any investment advice. Please consult your financial advisor before investing.

AMFI Registration No.: ARN-175359
IRDAI Corporate Agent (Composite) Registration No.: CA0793
Registered as a Pension Agent for NPS with ICICI Prudential Pension Funds Management Company Limited.
BSE Member Code: 52238

Contact us: [e-mail]
Customer Care No.: 020 6911 0300
Timings: 9:00 AM to 7:00 PM (Monday to Saturday)